3418 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 3418 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,116 sqft · built 2020
Lot Size	0.171 acres (7,425 sqft)
Owner	Individual Name on File
Last Sale	$321,876 (May 2020)
Tax Bill	$2,892 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`105-98-665`

Property Details

APN / Parcel Number

Primary APN	`105-98-665`
Alternative APN	`105986651`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	2,266 sqft
1st Floor Area	2,116 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,425 sqft (0.171 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3418 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	SANTOLINA AT SOUTH MOUNTAIN PHASE 1 MCR 1359-43
Legal Range	2E
Legal Township	1N
Legal Section	35
Legal Subdivision	SANTOLINA AT SOUTH MOUNTAIN PHASE 1
Legal Phase	1
Legal Lot Number	11
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1038
Census Tract	116612

Owner

3418 W Carter Rd is owned by an individual who acquired it in January 2023.

Source: Maricopa County records, as of January 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3330 W DONNER DR, PHOENIX, AZ 85041-6598
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 11, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Deed Document Number	2020401564
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000017123
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3418 W CARTER RD, PHOENIX, AZ 85041-6222
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 W CARTER RD, PHOENIX, AZ 85041-6222

Mortgage

Document Number	0000005781
Date	Jan 6, 2026
Instrument	20260005781

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 11, 2020
Property Address	3418 W CARTER RD, PHOENIX, AZ 85041-6222
Document Number	0000401564
Map Reference	MB 1359 PG 43
Instrument Date	May 3, 2020
Instrument	20200401564
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 S ALMA SCHOOL RD # RD190, 1811, MESA, AZ 85210-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3418 W CARTER RD, LAVEEN, AZ 85339

Mortgage

Document Number	0000401565
Date	May 11, 2020
Instrument	20200401565

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3418 W Carter Rd was $2,892.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,620 (+75.84%)	$376,200 (-1.95%) Land $75,200 Building $301,000
2025	$2,892.00	$21,395 (-49.26%)	$383,700 (-9.01%) Land $76,700 Building $307,000
2024		$42,170	$421,700 Land $84,300 Building $337,400
2023	$2,732.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3418 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3418 W Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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