3405 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 3405 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,511 sqft · built 2019
Lot Size	0.173 acres (7,543 sqft)
Owner	Trust Name on File
Last Sale	$363,561 (Sep 2019)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2023 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`105-98-719`

Property Details

APN / Parcel Number

Primary APN	`105-98-719`
Alternative APN	`105987194`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,511 sqft Living Area
Gross Area	3,661 sqft
1st Floor Area	1,452 sqft
2nd Floor Area	2,059 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,543 sqft (0.173 acres)
Parking Spaces	3 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3405 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	SANTOLINA AT SOUTH MOUNTAIN PHASE 1 MCR 1359-43
Legal Range	2E
Legal Township	1N
Legal Section	35
Legal Subdivision	SANTOLINA AT SOUTH MOUNTAIN PHASE 1
Legal Phase	1
Legal Lot Number	65
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1047
Census Tract	116612

Owner

3405 W Carter Rd is owner-occupied and held in a trust since January 2023.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	Trust Name on File
Mailing Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 3, 2023	Intrafamily Transfer, Transfer
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Sep 13, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on File
Deed Sale	Sep 13, 2019 · Amount on File
Deed Document Number	2019721740
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000017123
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Sep 1, 2026
Property Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Document Number	0000515416
Instrument Date	Aug 27, 2026
Instrument	2026515416
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000515416,
Date	Sep 1, 2026
Instrument	2026515416

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 3, 2023
Property Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Document Number	0000169075
Map Reference	MB 1359 PG 43
Instrument Date	Apr 3, 2023
Instrument	20230169075
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226

Mortgage

Document Number	0001227720
Date	Nov 17, 2021
Instrument	20211227720

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226

Mortgage

Document Number	0000192978
Date	Feb 22, 2021
Instrument	20210192978

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Document Number	0000494868
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3405 W CARTER RD PHOENIX AZ 850416226, PHOENIX, AZ 85041-6226

Mortgage

Document Number	0000494868
Date	Jun 9, 2020
Instrument	494868

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 13, 2019
Property Address	3405 W CARTER RD, PHOENIX, AZ 85041-6226
Document Number	0000721740
Instrument Date	Sep 11, 2019
Instrument	721740
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2019
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3405 W CARTER RD PHOENIX AZ 850416226, PHOENIX, AZ 85041-6226

Mortgage

Document Number	721741
Date	Sep 13, 2019
Instrument	721741

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3405 W Carter Rd was $3,907.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,560 (+61.05%)	$465,600 (-2.84%) Land $93,100 Building $372,500
2025	$3,907.00	$28,910 (-44.11%)	$479,200 (-7.37%) Land $95,800 Building $383,400
2024		$51,730	$517,300 Land $103,400 Building $413,900
2023	$3,691.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 W Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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