3418 Prato Ln, Temple, TX 76502 Property Records

Bell County property record for 3418 Prato Ln, Temple, TX 76502 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	10,487 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$489,173 (2026)
Tax Bill	$1,050.00 (2025)

Owner

Source: Bell County records · APN 0659480444

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3418 PRATO LN, TEMPLE, TX 76502-8105
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2026 · Amount on Record
Deed Sale	Apr 07, 2026 · Amount on Record
Prior Sale	Aug 12, 2024
Deed Doc Number	202616655
Record Refreshed	Sep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 07, 2026
Property Address	3418 PRATO LN, TEMPLE, TX 76502-8105
Document Number	0000016655
Instrument Date	Apr 01, 2026
Instrument	202616655
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sales Price
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 PRATO LN, TEMPLE, TX 76502-8105
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016656,
Date	Apr 07, 2026
Instrument	202616656

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,050.00 (+4.17%)	$44,000 (-) Land $44,000	$44,000 (-) Land $44,000
2023	$1,008.00 (-19.04%)	$44,000 Land $44,000	$44,000 Land $44,000
2022	$1,245.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 18% of Texas
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`0659480444`
Alternative APN	`506179`

Exterior

Lot Area	10,487 sqft (0.24 acres)

Location & Zoning

Street Address	3418 PRATO LN
City	TEMPLE
State	TX
Zip	76502-8105
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	BELLA TERRA PHASE II, BLOCK 006, LOT 0025
Legal Subdivision	BELLA TERRA PHASE II
Legal Block	6
Legal Lot Number	25
Jurisdiction	BELL TX
Minor Civil Division	TEMPLE
Census Blockgroup	2
Census Block	2012
Census Tract	21305