3406 Prato Ln, Temple, TX 76502 Property Records

Bell County property record for 3406 Prato Ln, Temple, TX 76502 · Last verified July 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Year Built	Built 2024
Square Footage	2,213 sqft Living Area
Lot Size	11,203 sqft (0.257 acres)
Garage	722 sqft
Occupancy	Owner Occupied
Last Sale	$446,560 (2024)
Tax Bill	$9,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0659480435`
Alternative APN	`506176`

Interior

Building Area	2,213 sqft Living Area
1st Floor	2,213 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	11,203 sqft (0.257 acres)
Parking Spaces	3 Parking Spaces
Garage Area	722 sqft Garage
Porch	Open Porch
Porch Area	384 sqft Porch

Location & Zoning

Street Address	3406 PRATO LN
City	TEMPLE
State	TX
Zip	76502-8105
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	BELLA TERRA PHASE II, BLOCK 006, LOT 0022
Legal Subdivision	BELLA TERRA PHASE II
Legal Block	6
Legal Lot Number	22
Jurisdiction	BELL TX
Minor Civil Division	TEMPLE
Census Blockgroup	2
Census Block	2012
Census Tract	21305

Owner

Source: Bell County records · APN 0659480435

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3406 PRATO LN, TEMPLE, TX 76502-8105
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Deed Doc Number	202440490
Record Refreshed	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3406 PRATO LN, TEMPLE, TX 76502-8105
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	CAROTHERS ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E 6TH AVE, BELTON, TX 76513-2619

Mortgage

Document Number	0000000504
Date	Jan 04, 2024
Instrument	2024000504

Lender

Name	R BANK
Type	Bank
Address	ROUND ROCK, TX 78665

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 03, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,353.00 (+827.88%)	$44,000 (-) Land $44,000	$44,000 (-) Land $44,000
2023	$1,008.00 (-19.04%)	$44,000 Land $44,000	$44,000 Land $44,000
2022	$1,245.00

Flood & Wildfire

3406 Prato Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 45th percentile of exposed land nationally · 18th in Texas
Wildfire Likelihood	Moderate — about 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.