Roane County property record for 3418 Clay Rd, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1957 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $131 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6-0043.0001 |
| Primary APN | 06-6-0043.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Game Room | Game Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,382 sqft (0.95 acres) |
| Terrain | Low |
| Patio Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 63064401 |
|---|---|
| Street Address | 3418 CLAY RD |
| City | SPENCER |
| State | WV |
| Zip | 25276-6942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .95 SUR SPRING CREEK |
| Legal Subdivision | SUR SPRING CREEK |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 963100 |
Source: Roane County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3418 CLAY RD, SPENCER, WV 25276-6942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131.00 (+16.96%) | $34,980 (+6.58%) Land $11,640 Building $23,340 | $58,300 (+6.58%) Land $19,400 Building $38,900 |
| 2025 | $112.00 (+21.74%) Homeowner's exemption | $32,820 (+7.89%) Land $11,040 Building $21,780 | $54,700 (+7.89%) Land $18,400 Building $36,300 |
| 2023 | $92.00 (+8.24%) Homeowner's exemption | $30,420 (+3.05%) Land $10,200 Building $20,220 | $50,700 (+3.05%) Land $17,000 Building $33,700 |
| 2022 | $85.00 Homeowner's exemption | $29,520 Land $9,780 Building $19,740 | $49,200 Land $16,300 Building $32,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 47% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVER PSD serves 976 people · EPA ID WV3304409 |
|---|---|
| Water Source | Purchased surface water from SPENCER WATER DEPT |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
4G LTE (outdoors only), no 5G reported
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