Roane County property record for 3413 Clay Rd, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 2000 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $670 (2026) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-6-0047.0000 |
| Primary APN | 06-6-0047.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 3,456 sqft |
| Family Room | Family Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 122,839 sqft (2.82 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 208 sqft |
| Patio Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 63065601 |
|---|---|
| Street Address | 3413 CLAY RD |
| City | SPENCER |
| State | WV |
| Zip | 25276-6943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.82 SUR SPRING CREEK |
| Legal Subdivision | SUR SPRING CREEK |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 963100 |
3413 Clay Rd is owned by an individual who acquired it in July 2019.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3411 CLAY RD, SPENCER, WV 25276-6943 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2019 |
| Transfer Doc | 000602/374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROANE WV |
| Recording Date | Jul 19, 2019 |
| Property Address | 3413 CLAY RD, SPENCER, WV 25276-6943 |
| Document Number | 000602/374 |
| Book / Page | 602 / 374 |
| Map Reference | DB 266 PG 33 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2158812 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3411 CLAY RD, SPENCER, WV 25276-6943 |
The 2026 property tax bill for 3413 Clay Rd was $670, up 5.3% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670.00 (+5.35%) | $76,560 (+5.72%) Land $18,420 Building $58,140 | $127,600 (+5.72%) Land $30,700 Building $96,900 |
| 2025 | $636.00 | $72,420 Land $17,460 Building $54,960 | $120,700 Land $29,100 Building $91,600 |
| 2023 | $604.00 (+1.17%) | $67,980 (+1.98%) Land $16,080 Building $51,900 | $113,300 (+1.98%) Land $26,800 Building $86,500 |
| 2022 | $597.00 | $66,660 Land $15,480 Building $51,180 | $111,100 Land $25,800 Building $85,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3413 Clay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3413 Clay Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 51% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVER PSD serves 976 people · EPA ID WV3304409 |
|---|---|
| Water Source | Purchased surface water from SPENCER WATER DEPT |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
May also be available: Optimum.
No cell data coverage reported
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