3418 Armando Pena Dr, Laredo, TX 78046 Property Records

Webb County property record for 3418 Armando Pena Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 2015
Lot Size	0.118 acres (5,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,200 (Oct 2020)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Oct 2020 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`950-25002-240`

Property Details

APN / Parcel Number

Primary APN	`950-25002-240`
Alternative APN	`544615`

Interior

Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,153 sqft (0.118 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	75 sqft

Location & Zoning

Street Address	3418 ARMANDO PENA DR
City	LAREDO
State	TX
Zip	78046-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 2, LOT 24
Legal Subdivision	LOMAS DEL
Legal Block	2
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1806

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3418 ARMANDO PENA DR, LAREDO, TX 78046-4069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Oct 27, 2020	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Oct 16, 2019	Trustee's Deed, Foreclosure
Jun 7, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Oct 16, 2019 · Amount on Record
Deed Document Number	20201408329
Deed Book / Page	4889 / 230
Prior Transfer Date	Oct 1, 2019
Prior Transfer Doc	004679/867
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3418 ARMANDO PENA DR, LAREDO, TX 78046-4069
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4889/247
Date	Oct 27, 2020
Book Page	4889/247
Instrument	1408331

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 27, 2020
Property Address	3418 ARMANDO PENA DR, LAREDO, TX 78046-4069
Document Number	004889/230
Book / Page	4889 / 230
Map Reference	VOL 33 PG 28
Instrument Date	Oct 20, 2020
Instrument	1408329
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	TITLE AND ESCROW/TX INC, TITLE & ESCROW OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3418 ARMANDO PENA DR, LAREDO, TX 78046-4069

Mortgage

Document Number	0001408330
Date	Oct 27, 2020
Instrument	1408330

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Oct 16, 2019
Property Address	3418 ARMANDO PENA DR, LAREDO, TX 78046-4069
Document Number	004679/867
Book / Page	4679 / 867
Map Reference	VOL 33 PG 28&29
Instrument Date	Oct 1, 2019
Instrument	1374664
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jun 7, 2019
Property Address	3418 ARMANDO PENA DR, LAREDO, TX 78046-4069
Document Number	004612/006
Book / Page	4612 / 006
Instrument Date	Jun 7, 2019
Instrument	1362741
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 ARMANDO PENA DR, LAREDO, TX 78046-4069

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,719 (+1.59%) Land $56,323 Building $169,396	$225,719 (-0.65%) Land $56,323 Building $169,396
2025	$1,124.00 (+9.66%) Homeowner's exemption	$222,191 (+16.39%)	$227,188 (+19.01%) Land $56,323 Building $170,865
2024	$1,025.00 (-14.8%)
2023		$190,904 Land $32,877 Building $158,027	$190,904 Land $32,877 Building $158,027
2022	$1,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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