3413 Armando Pena Dr, Laredo, TX 78046 Property Records

Webb County property record for 3413 Armando Pena Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,466 sqft · built 2016
Lot Size	0.107 acres (4,662 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Sep 2016)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-25004-130`

Property Details

APN / Parcel Number

Primary APN	`950-25004-130`
Alternative APN	`544650`

Interior

Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,466 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,662 sqft (0.107 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Location & Zoning

Street Address	3413 ARMANDO PENA DR
City	LAREDO
State	TX
Zip	78046-4069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOMAS DEL SUR UNIT III, BLOCK 4, LOT 13
Legal Subdivision	LOMAS DEL
Legal Block	4
Legal Lot Number	13
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1014
Census Tract	1806

Owner

3413 Armando Pena Dr is owned and occupied by an individual who bought it in September 2016.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 31, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 6, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on File
Deed Sale	Sep 28, 2016 · Amount on File
Deed Document Number	20161277126
Deed Book / Page	4118 / 307
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	004118/307
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Oct 16, 2026
Property Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069
Document Number	0001600784
Book / Page	6125 / 257
Instrument Date	Oct 9, 2026
Instrument	20261600784
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069

Mortgage

Document Number	0001600784,
Date	Oct 16, 2026
Book Page	6125/257
Instrument	20261600784

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069

Mortgage

Document Number	005524/100
Date	Aug 31, 2023
Book Page	5524/100
Instrument	1509384

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	278 Months
Due	Oct 1, 2046

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 ARMANDO PENA DR, LAREDO, TX 78046-4069

Mortgage

Document Number	005248/744
Date	Apr 6, 2022
Book Page	5248/744
Instrument	1463847

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Sep 10, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3413 Armando Pena Dr was $1,177 with a homeowner's exemption, down 15.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,357 (+1.16%) Land $51,466 Building $183,891	$235,357 (-0.5%) Land $51,466 Building $183,891
2025	$1,177.00 (-15.81%) Homeowner's exemption	$232,666	$236,545
2024	$1,398.00
2023		$198,268 Land $30,022 Building $168,246	$198,268 Land $30,022 Building $168,246
2022	$1,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3413 Armando Pena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3413 Armando Pena Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Smartcom Telephone, Verizon.

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