3417 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3417 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1983
Lot Size	1.22 acres (53,143 sqft)
Owner	Company Name on Record
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`584520B015`

Property Details

APN / Parcel Number

Primary APN	`584520B015`
Alternative APN	`3-0037-5199-00-0115.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	4,495 sqft
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	584520B015
Street Address	3417 BLUFF VIEW DR
City	SAINT CHARLES
State	MO
Zip	63303-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BLUFFS ADDN LOT 115
Legal Subdivision	BLUFFS ADDN
Legal Lot Number	115
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2006
Census Tract	311148

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3417 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 11, 2018
Transfer Doc	0069770470
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3417 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067600228
Date	Jun 16, 2017
Book Page	6760/0228
Instrument	20170616000367330

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2018
Property Address	3417 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number	0069770470
Book / Page	006977 / 000470
Instrument Date	Sep 11, 2018
Instrument	528390
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3417 BLUFF VIEW DR ST CHARLES MO 633036608, ST CHARLES, MO 63303-6608

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 17, 2017
Property Address	3417 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608
Document Number	0067010305
Book / Page	006701 / 000305
Instrument Date	Jan 9, 2017
Instrument	103940
Transaction Type	Transfer
Record Updated	Feb 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3417 BLUFF VIEW DR ST CHARLES MO 633036608, ST CHARLES, MO 63303-6608

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,690.00 (+9.25%)	$78,203 (+12.61%)	$411,595 (+12.61%) Building $411,595
2024	$4,293.00
2023		$69,446
2022			$365,508 Land $100,000 Building $265,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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