St. Charles County property record for 3405 Bluff View Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,955 sqft · built 1992 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,500 (Jan 2019) |
| Tax Bill | $6,773 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A883002889 |
| Primary APN | A883002889 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,955 sqft Living Area |
| Gross Area | 5,015 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened Porch |
| Porch Area | 140 sqft |
| Patio Area | 313 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883002889 |
|---|---|
| Street Address | 3405 BLUFF VIEW DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODMERE AT THE BLUFFS #1 LOT 2 |
| Legal Subdivision | WOODMERE AT THE BLUFFS #1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 311148 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3405 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Prior Sale | Jun 13, 2013 · Amount on Record |
| Deed Document Number | 201910610 |
| Deed Book / Page | 7023 / 934 |
| Prior Transfer Date | Apr 11, 2002 |
| Prior Transfer Doc | 0000041601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 8, 2019 |
| Property Address | 3405 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608 |
| Document Number | 0070230934 |
| Book / Page | 7023 / 0934 |
| Map Reference | MB 27 PG 156 |
| Instrument Date | Dec 15, 2018 |
| Instrument | 20190108000010610 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3405 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6608 |
| Document Number | 20190108000010630 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 20190108000010630 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,150 (-) | $595,524 (-) Land $99,000 Building $496,524 | |
| 2025 | $6,773.00 (+7.95%) | $113,150 (+11.27%) | $595,524 (+11.27%) Land $99,000 Building $496,524 |
| 2024 | $6,274.00 | ||
| 2023 | $101,692 | ||
| 2022 | $535,219 Land $99,000 Building $436,219 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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