3416 Stone Way S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3416 Stone Way S, Saint Cloud, MN 56301 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage2,526 sqft Living Area
Lot Size22,869 sqft (0.525 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2018)
Tax Bill$9,126.00 (2026)

Property Details

APN / Parcel Number

Primary APN82-50096-0611

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,526 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStone Exterior
Lot Area22,869 sqft (0.525 acres)
Parking Spaces6 Parking Spaces
Garage Area1,533 sqft Garage

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3416 STONE WAY S
CitySAINT CLOUD
StateMN
Zip56301-5698
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 002 BLK 001 QUARRY WOODS SEVENTH ADDITION SECTION 34 TOWNSHIP 124 RANGE 28 SECTION 34 TOWNSHIP 124 RANGE 28
Legal Range28W
Legal Township124
Legal Section34
Legal SubdivisionQUARRY WOODS SEVENTH ADDITION
Legal Block1
Legal Lot Number2
JurisdictionSTEARNS MN
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1011
Census Tract402

Owner

Source: Stearns County records · APN 82-50096-0611

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3416 STONE WAY S, SAINT CLOUD, MN 56301-5698
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Deed of Trust, Mortgage · Line of Credit
LIBERTY BANK MN
Oct 29, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2018 · Amount on Record
Deed SaleOct 29, 2018 · Amount on Record
Deed Doc Number20181532188
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateMay 01, 2026
Property Address3416 STONE WAY S, SAINT CLOUD, MN 56301-5698
Document Number0001712400
Instrument DateApr 16, 2026
Instrument20261712400
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001712400,
DateMay 01, 2026
Instrument20261712400
Lender
NameLIBERTY BANK MN
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 15, 2031
Interest
Rate6.22%
Max Rate-1%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 29, 2018
Property Address3416 STONE WAY S, SAINT CLOUD, MN 56301-5698
Document Number00A1532188
Instrument DateOct 17, 2018
InstrumentA1532188
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1658 POPPY RD, SAINT CLOUD, MN 56303-0633

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,126.00 (+22.14%)$593,500 (-) Land $100,000 Building $493,500$593,500 (-) Land $100,000 Building $493,500
2025$593,500 (+8.18%) Land $100,000 Building $493,500$593,500 (+8.18%) Land $100,000 Building $493,500
2024$7,472.00 (+7.11%)
2023$6,976.00$548,600 Land $90,000 Building $458,600$548,600 Land $90,000 Building $458,600

Flood & Wildfire

3416 Stone Way S is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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