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3401 Stone Way S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3401 Stone Way S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,732 sqft · built 2016
Lot Size0.289 acres (12,589 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Jul 2021)
Tax Bill$7,874 (2026)
Deeds & MortgagesSep 2026 Transfer
Jul 2021 Sale
Flood ZoneZone X (minimal risk)
APN82-50096-0531

Property Details

APN / Parcel Number

Primary APN82-50096-0531

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,732 sqft Living Area
1st Floor Area1,836 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStone
Lot Area12,589 sqft (0.289 acres)
Lot Width96 ft Width
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3401 STONE WAY S
CitySAINT CLOUD
StateMN
Zip56301-5698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD55
Legal DescriptionLOT 007 BLK 002 QUARRY WOODS SECOND ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section34
Legal SubdivisionQUARRY WOODS SECOND ADDITION
Legal Block2
Legal Lot Number7
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract402

Owner

Source: Stearns County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3401 STONE WAY S, SAINT CLOUD, MN 56301-5698
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 1, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Deed Document Number20211607397
Last Transfer DateAug 19, 2026
Transfer Doc0001720169
Record UpdatedOct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionSTEARNS MN
Recording DateSep 1, 2026
Property Address3401 STONE WAY S, SAINT CLOUD, MN 56301-5698
Document Number0001720169
Instrument DateAug 19, 2026
Instrument20261720169
Transaction TypeTransfer
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 1, 2021
Property Address3401 STONE WAY S, SAINT CLOUD, MN 56301-5698
Document Number00A1607397
Instrument DateJun 30, 2021
InstrumentA1607397
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3401 STONE WAY S, SAINT CLOUD, MN 56301-5698

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,874.00 (+13.36%)$524,900 (-) Land $100,000 Building $424,900$524,900 (-) Land $100,000 Building $424,900
2025$6,946.00 (+3.89%) Homeowner's exemption$524,900 (+1.61%) Land $100,000 Building $424,900$524,900 (+1.61%) Land $100,000 Building $424,900
2023$6,686.00$516,600 Land $90,000 Building $426,600$516,600 Land $90,000 Building $426,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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