3415 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3415 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,234 sqft · built 1983
Lot Size	0.687 acres (29,969 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Mar 2022)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`37-05-25-010149-056-00`

Property Details

APN / Parcel Number

Primary APN	`37-05-25-010149-056-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,234 sqft Heated Area
Gross Area	2,500 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,969 sqft (0.687 acres)
Lot Dimensions	250 ft deep x 120 ft wide
Garage Area	472 sqft

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	625 sqft
Patio Area	849 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3415 WILDERNESS CIR
City	MIDDLEBURG
State	FL
Zip	32068-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 66 MCRAE LANDING AS REC OR 4578 PG 2161
Legal Range	25
Legal Township	05
Legal Section	37
Legal Lot Number	66
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2001
Census Tract	30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3415 WILDERNESS CIR, MIDDLEBURG, FL 32068-4140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 29, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2022014234
Deed Book / Page	4578 / 2161
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 3, 2022
Property Address	3415 WILDERNESS CIR, MIDDLEBURG, FL 32068-4140
Document Number	0045782161
Book / Page	4578 / 2161
Map Reference	MB 15 PG 51-58
Instrument Date	Feb 18, 2022
Instrument	2022014234
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23609 E FREMONT CIR # CIR102, 23609, AURORA, CO 80016-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3415 WILDERNESS CIR, MIDDLEBURG, FL 32068-4140

Mortgage

Document Number	0045782163
Date	Mar 3, 2022
Instrument	4578/2163

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 29, 2021
Property Address	3415 WILDERNESS CIR, MIDDLEBURG, FL 32068-4140
Document Number	0044760142
Book / Page	4476 / 142
Map Reference	MB 15 PG 51-58
Instrument Date	Jun 28, 2021
Instrument	2021040308
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1986 MOORINGS CIR, 1986, MIDDLEBURG, FL 32068-6646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 WILDERNESS CIR, MIDDLEBURG, FL 32068-4140

Mortgage

Document Number	4476144
Date	Jun 29, 2021
Instrument	4476/144

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,510.00 (-7.83%)	$295,706 (-1.74%) Land $50,000 Building $245,706	$295,706 (-1.74%) Land $50,000 Building $245,706
2023	$4,893.00 (+15.67%)	$300,955 (+13.92%) Land $50,000 Building $250,955	$300,955 (+13.92%) Land $50,000 Building $250,955
2022	$4,230.00	$264,186 Land $35,000 Building $229,186	$264,186 Land $35,000 Building $229,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	9 (2012–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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