3400 Wilderness Cir, Middleburg, FL 32068 Property Records

Clay County property record for 3400 Wilderness Cir, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,164 sqft · built 1983
Lot Size0.532 acres (23,217 sqft)
OwnerIndividual Name on Record
Tax Bill$2,217 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN37-05-25-010149-071-00

Property Details

APN / Parcel Number

Primary APN37-05-25-010149-071-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,164 sqft Heated Area
Gross Area3,792 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,217 sqft (0.532 acres)
Lot Dimensions258 ft deep x 90 ft wide
Garage TypeCarport
Garage Area504 sqft
CarportCarport
Carport Area572 sqft

Exterior Amenities

PorchPorch
Porch Area74 sqft
Deck Area196 sqft
Patio Area246 sqft
FenceFence
Storage Building372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3400 WILDERNESS CIR
CityMIDDLEBURG
StateFL
Zip32068-4138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 81 MCRAE LANDING AS REC OR 1085 PG 234
Legal Range25
Legal Township05
Legal Section37
Legal SubdivisionMCRAE LNDG
Legal Lot Number81
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2003
Census Tract30210

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3400 WILDERNESS CIR, MIDDLEBURG, FL 32068-4138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2024
Deed SaleJan 31, 2024
Record UpdatedJun 8, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3400 WILDERNESS CIR, MIDDLEBURG, FL 32068-4138
Document Number0040801896
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 WILDERNESS CIR MIDDLEBURG FL 320684138, MIDDLEBURG, FL 32068-4138

Mortgage

Document Number0040801896
DateMay 4, 2018
Book Page004080/001896
Instrument22900
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 3, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,217.00 (-9.66%) Homeowner's exemption Widower's exemption$190,520 (+5.99%)$369,263 (-2.18%) Land $50,000 Building $319,263
2023$2,454.00 (+8.34%) Homeowner's exemption$179,759 (+3%)$377,493 (+13.03%) Land $50,000 Building $327,493
2022$2,265.00 Homeowner's exemption$174,524$333,988 Land $35,000 Building $298,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims9 (2012–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilderness Cir

Nearby Streets

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