3415 Whispering Oaks, Temple, TX 76504 Property Records

Bell County property record for 3415 Whispering Oaks, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,164 sqft · built 1987
Lot Size0.261 acres (11,400 sqft)
OwnerIndividual Name on Record
Tax Bill$3,466 (2023)
Deeds & MortgagesAug 2022 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APN0138965309

Property Details

APN / Parcel Number

Primary APN0138965309
Alternative APNs
  • 124147
  • 85548

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,164 sqft Living Area
1st Floor Area2,164 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,400 sqft (0.261 acres)
Lot Dimensions120 ft deep x 95 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number85548
Street Address3415 WHISPERING OAKS
CityTEMPLE
StateTX
Zip76504-2171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionWOODBRIDGE CREEK PHASE II, BLOCK 003, LOT 0004
Legal SubdivisionWOODBRIDGE CREEK PHASE II
Legal Block3
Legal Lot Number4
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1009
Census Tract21201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3415 WHISPERING OAKS, TEMPLE, TX 76504-2171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 15, 2021Warranty Deed, Transfer
FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2022
Deed SaleAug 19, 2022
Prior SaleSep 15, 2021
Deed Document Number2022052813
Record UpdatedJun 7, 2026

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 19, 2022
Property Address3415 WHISPERING OAKS, TEMPLE, TX 76504-2171
Document Number0000052813
Map ReferenceCAB A SL 384-B
Instrument DateAug 19, 2022
Instrument2022052813
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyFIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 WHISPERING OAKS, TEMPLE, TX 76504-2171

Mortgage

Document Number0000052814
DateAug 19, 2022
Instrument2022052814
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateSep 15, 2021
Property Address3415 WHISPERING OAKS, TEMPLE, TX 76504-2171
Document Number0000060180
Map ReferenceCAB A SL 384-B
Instrument DateSep 13, 2021
Instrument2021060180
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyFIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 1ST ST, 1908, LA GRANDE, OR 97850-1604

Transferred To (Grantee/Buyer)

NameVerified Name
Address3415 WHISPERING OAKS, TEMPLE, TX 76504-2171

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,466.00 (-41.66%)$375,412 Land $40,000 Building $335,412$375,412 Land $40,000 Building $335,412
2022$5,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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