Bell County property record for 3403 Whispering Oaks, Temple, TX 76504
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,049 sqft · built 1992 |
| Lot Size | 0.261 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,783 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0138965315 |
| Primary APN | 0138965315 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,049 sqft Living Area |
| Gross Area | 3,374 sqft |
| 1st Floor Area | 3,374 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,400 sqft (0.261 acres) |
| Lot Dimensions | 120 ft deep x 95 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 98 sqft |
| Porch | Open Porch |
| Porch Area | 214 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22343 |
|---|---|
| Street Address | 3403 WHISPERING OAKS |
| City | TEMPLE |
| State | TX |
| Zip | 76504-2171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF1 |
| Legal Description | WOODBRIDGE CREEK PHASE II, BLOCK 003, LOT 0006 |
| Legal Subdivision | WOODBRIDGE CREEK PHASE II |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21201 |
3403 Whispering Oaks is owned and occupied by two individuals who acquired it in July 1992.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3403 WHISPERING OAKS, TEMPLE, TX 76504-2171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 1992 |
| Deed Sale | Jul 21, 1992 |
| Deed Document Number | 0003782862 |
| Record Updated | Jun 7, 2026 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,783.00 (-37.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $455,719 Land $40,000 Building $415,719 | $455,719 Land $40,000 Building $415,719 |
| 2022 | $4,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3403 Whispering Oaks in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3403 Whispering Oaks is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink.
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