3415 Saunders Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 3415 Saunders Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,167 sqft · built 2009
Lot Size	13.2 acres (576,734 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2019)
Tax Bill	$4,074 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35004400A`

Property Details

APN / Parcel Number

Primary APN	`35004400A`
Alternative APN	`16996`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,167 sqft Heated Area
1st Floor Area	2,167 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	576,734 sqft (13.2 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	630 sqft
Porch	Open Porch
Porch Area	1,920 sqft
Deck Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16996
Street Address	3415 SAUNDERS RD
City	RINGGOLD
State	GA
Zip	30736-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT LL 65 28/3
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	5
Census Block	5000
Census Tract	30202

Owner

Source: Catoosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3415 SAUNDERS RD, RINGGOLD, GA 30736-4029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · Conventional with PMI HIGHLANDS RESID'L MTG
Dec 30, 2019	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Mar 29, 2006
Deed Document Number	0002027286
Deed Book / Page	2027 / 286
Last Transfer Date	Dec 30, 2019
Transfer Doc	0020270286
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	3415 SAUNDERS RD, RINGGOLD, GA 30736-4029
Document Number	0021100842
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	ELITE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3415 SAUNDERS RD RINGGOLD GA 307364029, RINGGOLD, GA 30736-4029

Mortgage

Document Number	0021100842
Date	Feb 2, 2021
Book Page	002110/000842

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 30, 2019
Property Address	3415 SAUNDERS RD, RINGGOLD, GA 30736-4029
Document Number	0020270286
Book / Page	002027 / 000286
Instrument Date	Dec 23, 2019
Instrument	9008
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 SAUNDERS RD RINGGOLD GA 307364029, RINGGOLD, GA 30736-4029

Mortgage

Document Number	20270289
Date	Dec 30, 2019
Book Page	002027/000289
Instrument	9009

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,074.00 (+10.83%) Homeowner's exemption	$230,013 (+38.38%) Land $46,736 Building $183,277	$575,032 (+38.38%) Land $116,839 Building $458,193
2023	$3,676.00 (+18.58%) Homeowner's exemption	$166,214 Land $29,172 Building $137,042	$415,536 Land $72,930 Building $342,606
2022	$3,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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