3404 Saunders Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 3404 Saunders Rd, Ringgold, GA 30736 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Architecture Style	Other
Year Built	Built 1996
Square Footage	1,703 sqft Heated Area
Lot Size	541,015 sqft (12.4 acres)
Occupancy	Owner Occupied
Last Sale	$245,000 (2015)
Tax Bill	$3,145.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00350046000`
Alternative APNs	`00350046` `16998`

Interior

Full Baths	3 Baths
Building Area	1,703 sqft Heated Area
Attic Area	1,703 sqft Attic
Stories	2 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Architectural Style	Other Style
Exterior Material	Wood Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	541,015 sqft (12.4 acres)
Porch	Open Porch
Porch Area	432 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	16998
Old Parcel Number	00350046000
Street Address	3404 SAUNDERS RD
City	RINGGOLD
State	GA
Zip	30736-4028
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT LL 65 28/3
Jurisdiction	CATOOSA GA
Minor Civil Division	RINGGOLD
Census Blockgroup	5
Census Block	5000
Census Tract	30202

Owner

Source: Catoosa County records · APN 00350046000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3404 SAUNDERS RD, RINGGOLD, GA 30736-4028
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2015 · Amount on Record
Deed Sale	Sep 11, 2015 · Amount on Record
Deed Doc Number	2015-001888
Deed Book / Page	1790 / 157
Last Transfer Date	Sep 15, 2015
Transfer Doc	0017900157
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	3404 SAUNDERS RD, RINGGOLD, GA 30736-4028
Document Number	0020470270
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3404 SAUNDERS RD RINGGOLD GA 307364028, RINGGOLD, GA 30736-4028

Mortgage

Document Number	0020470270
Date	Apr 23, 2020
Book Page	002047/000270
Instrument	2968

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (+3.66%)	$165,656 (+22.2%) Land $46,325 Building $119,331	$414,140 (+22.2%) Land $115,812 Building $298,328
2023	$3,034.00 (+22.59%)	$135,561 Land $28,476 Building $107,085	$338,903 Land $71,191 Building $267,712
2022	$2,475.00

Flood & Wildfire

3404 Saunders Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Catoosa County (13047C), updated September 12, 2018

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 52nd percentile of exposed land nationally · 70th in Georgia
Wildfire Likelihood	Moderate — about 1 in 735 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.