3415 N Troy St, Chicago, IL 60618 Property Records

Cook County property record for 3415 N Troy St, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,048 sqft · built 2003
Lot Size	0.085 acres (3,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,018,000 (Aug 2023)
Tax Bill	$16,093 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-24-307-041`

Property Details

APN / Parcel Number

Primary APN	`13-24-307-041`
Alternative APN	`13-24-307-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,714 sqft (0.085 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3415 N TROY ST
City	CHICAGO
State	IL
Zip	60618-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Subdivision	COMMONWEALTH EDISON COMPANYS
Legal Lot Number	4
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3017
Census Tract	210100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3415 N TARY ST, CHICAGO, IL 60618
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2019	Warranty Deed, Transfer JP MORGAN CHASE BK
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage JUGAL & CHANDRA PUROHIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	202313238
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	0000057195
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 29, 2023
Property Address	3415 N TROY ST, CHICAGO, IL 60618-5609
Document Number	0024113238
Instrument Date	Jul 28, 2023
Instrument	2324113238
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3415 N TROY ST, CHICAGO, IL 60618-5609

Mortgage

Document Number	0024113239
Date	Aug 29, 2023
Instrument	2324113239

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3415 N TROY ST, CHICAGO, IL 60618-5609
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004701505
Date	Feb 16, 2021
Instrument	2104701505

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3415 N TROY ST, CHICAGO, IL 60618-5609
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009521112
Date	Apr 5, 2022
Instrument	2209521112

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2025
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	4.5%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 25, 2019
Property Address	3415 N TROY ST, CHICAGO, IL 60618-5609
Document Number	1926857195
Instrument Date	Sep 17, 2019
Instrument	26857195
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 N TROY ST CHICAGO IL 606185609, CHICAGO, IL 60618-5609

Mortgage

Document Number	1926857197
Date	Sep 25, 2019
Instrument	26857197

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3415 N TROY ST, CHICAGO, IL 60618-5609
Document Number	1907016143
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3415 N TROY ST CHICAGO IL 606185609, CHICAGO, IL 60618-5609

Mortgage

Document Number	1907016143
Date	Mar 11, 2019
Instrument	7016143

Lender

Name	JUGAL & CHANDRA PUROHIT
Address	3702 INVERNESS WAY, MARTINEZ, GA 30907-9543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 10, 2022

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$96,000 (+26.31%) Land $23,027 Building $72,973	$960,000 (+26.31%) Land $230,270 Building $729,730
2023	$16,093.00 (+2.6%)
2022	$15,685.00 (+2.3%)	$76,003 (-) Land $18,573 Building $57,430	$760,030 (-) Land $185,730 Building $574,300
2021	$15,333.00	$76,003 Land $18,573 Building $57,430	$760,030 Land $185,730 Building $574,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zentro.

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