3409 N Troy St, Chicago, IL 60618 Property Records

Cook County property record for 3409 N Troy St, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 2,394 sqft · built 2001
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Mar 2019)
Tax Bill	$12,567 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-24-307-013`

Property Details

APN / Parcel Number

Primary APN	`13-24-307-013`
Alternative APN	`13-24-307-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	5 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3409 N TROY ST
City	CHICAGO
State	IL
Zip	60618-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(SUBDIVISION) OF LTS1&2&4-16 INCL OF H&M FELSENTHALS ADD TO AVONDALE BEING H&M FELSENTHALS SUB W10ACS EX DYMONDS SUB OF PT N8
Legal Range	13E
Legal Township	40N
Legal Section	24
Legal Subdivision	FELSENTHALS ADD
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3017
Census Tract	210100

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 N TROY ST, CHICAGO, IL 60618-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 15, 2019	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Document Number	201957113
Prior Transfer Date	Nov 19, 2014
Prior Transfer Doc	0000016088
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3409 N TROY ST, CHICAGO, IL 60618-5609
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	TITLE EXCELLENCE LLC, TITLE EXCELLENCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004720025
Date	Feb 16, 2021
Instrument	2104720025

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3409 N TROY ST, CHICAGO, IL 60618-5609
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 N TROY ST, CHICAGO, IL 60618-5609

Mortgage

Document Number	0007120330
Date	Mar 12, 2021
Instrument	2107120330

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 15, 2019
Property Address	3409 N TROY ST, CHICAGO, IL 60618-5609
Document Number	1907457113
Instrument Date	Mar 1, 2019
Instrument	7457113
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 N TROY ST CHICAGO IL 606185609, CHICAGO, IL 60618-5609

Mortgage

Document Number	1907457114
Date	Mar 15, 2019
Instrument	7457114

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,506 (+28.47%) Land $19,220 Building $61,286	$805,060 (+28.47%) Land $192,200 Building $612,860
2023	$12,567.00 (+2.78%)
2022	$12,227.00	$62,665 Land $15,503 Building $47,162	$626,650 Land $155,030 Building $471,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Zentro.

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