Spokane County property record for 3415 E Montgomery Ave, Spokane, WA 99217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,208 sqft · built 1911 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,580 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35102.6407 |
| Primary APN | 35102.6407 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 764 sqft |
| Upper Floors Area | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3415 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99217-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CUSHING ADD L10 B14 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 10 |
| Legal Subdivision | CUSHING ADD |
| Legal Block | 14 |
| Legal Lot Number | 10 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 14400 |
3415 E Montgomery Ave is owned and occupied by an individual who acquired it in April 2021.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3415 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Quit Claim Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2021 |
| Deed Sale | Apr 30, 2021 |
| Prior Sale | Mar 24, 2016 · Amount on File |
| Deed Document Number | 20217069035 |
| Prior Transfer Date | Apr 26, 2021 |
| Prior Transfer Doc | 0007069035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 30, 2021 |
| Property Address | 3415 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0007069035 |
| Map Reference | VOL D PG 96 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 7069035 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3415 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0007069036 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 7069036 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 3415 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006813642 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 6813642 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 3415 E Montgomery Ave was $2,580, up 18% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,580.00 (+17.97%) | $251,500 Land $90,000 Building $161,500 | $251,500 Land $90,000 Building $161,500 |
| 2025 | $2,187.00 | ||
| 2024 | $206,300 (+21.57%) Land $65,000 Building $141,300 | $206,300 (+21.57%) Land $65,000 Building $141,300 | |
| 2023 | $2,023.00 (+1.66%) | $169,700 Land $45,000 Building $124,700 | $169,700 Land $45,000 Building $124,700 |
| 2022 | $1,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3415 E Montgomery Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3415 E Montgomery Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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