Spokane County property record for 3407 E Montgomery Ave, Spokane, WA 99217
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,840 sqft · built 1983 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Aug 2017) |
| Tax Bill | $670 (2026) |
| Deeds & Mortgages | Oct 2026 Reverse Mortgage Oct 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35102.6408 |
| Primary APN | 35102.6408 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,260 sqft |
| 1st Floor Area | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 96 sqft |
| Patio Area | 192 sqft |
| Canopy | 320 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 3407 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99217-7264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CUSHING ADD L11 B14 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 10 |
| Legal Subdivision | CUSHING ADD |
| Legal Block | 14 |
| Legal Lot Number | 11 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 14400 |
3407 E Montgomery Ave is owned and occupied by an individual who bought it in August 2017.
Source: Spokane County records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3407 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Oct 1, 2026 | Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC |
| Aug 11, 2017 | Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2017 · Amount on File |
| Deed Sale | Aug 11, 2017 · Amount on File |
| Prior Sale | Jun 5, 2012 · Amount on File |
| Deed Document Number | 20176630090 |
| Prior Transfer Date | May 31, 2012 |
| Prior Transfer Doc | 0006098183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 1, 2026 |
| Property Address | 3407 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0007518979 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20267518979 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 3407 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0007518979, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20267518979 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 879 Months |
| Due | Jan 16, 2100 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 1, 2026 |
| Property Address | 3407 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0007518978 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20267518978 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | VISTA TITLE AND ESCROW INC, VISTA TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 3407 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0007518978, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20267518978 |
| Name | HIGHTECHLENDING INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 879 Months |
| Due | Jan 16, 2100 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 11, 2017 |
| Property Address | 3407 E MONTGOMERY AVE, SPOKANE, WA 99217-7264 |
| Document Number | 0006630090 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 6630090 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,618.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3407 E MONTGOMERY AVE SPOKANE WA 992177264, SPOKANE, WA 99217-7264 |
The 2026 property tax bill for 3407 E Montgomery Ave was $670 with a senior citizen's exemption, up 23.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $670.00 (+23.84%) Senior Citizen's exemption | $381,000 Land $90,000 Building $291,000 | $381,000 Land $90,000 Building $291,000 |
| 2025 | $541.00 Disabled Person's exemption Senior Citizen's exemption | ||
| 2024 | $375,900 (+31.43%) Land $65,000 Building $310,900 | $375,900 (+31.43%) Land $65,000 Building $310,900 | |
| 2023 | $534.00 (-84.04%) | $286,000 Land $45,000 Building $241,000 | $286,000 Land $45,000 Building $241,000 |
| 2022 | $3,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3407 E Montgomery Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3407 E Montgomery Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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