3415 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 3415 Commonwealth Ave, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 928 sqft · built 1977
Lot Size	0.074 acres (3,249 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2017)
Tax Bill	$98 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3310-07370`

Property Details

APN / Parcel Number

Primary APN	`010-3310-07370`
Alternative APN	`1041450`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	928 sqft Gross Area
1st Floor Area	928 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,249 sqft (0.074 acres)
Garage Area	784 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1041450
Street Address	3415 COMMONWEALTH AVE
City	DULUTH
State	MN
Zip	55808-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:025 SERIAL #
Legal Subdivision	MORGAN PARK 1ST ADD DULUTH
Legal Block	25
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1029
Census Tract	3600

Owner

3415 Commonwealth Ave is owned and occupied by an individual who bought it in November 2017.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3415 COMMONWEALTH AVE, DULUTH, MN 55808-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Jun 22, 2010 · Amount on File
Deed Document Number	2017992017
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2017
Property Address	3415 COMMONWEALTH AVE, DULUTH, MN 55808-1306
Document Number	000T992017
Instrument Date	Nov 6, 2017
Instrument	T992017
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 COMMONWEALTH AVE DULUTH MN 558081306, DULUTH, MN 55808-1306

Mortgage

Document Number	T992018
Date	Nov 9, 2017
Instrument	T992018

Lender

Name	MARKETPLACE HM MTG
Type	Mortgage Company
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3415 Commonwealth Ave was $98 with a homeowner's exemption, down 16.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$98.00 (-16.95%) Homeowner's exemption
2025	$118.00 (-55.64%) Homeowner's exemption	$26,200 (+0.77%) Land $7,200 Building $19,000	$26,200 (+0.77%) Land $7,200 Building $19,000
2024	$266.00	$26,000 Land $8,400 Building $17,600	$26,000 Land $8,400 Building $17,600
2022		$212,200 Land $7,900 Building $204,300	$212,200 Land $7,900 Building $204,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3415 Commonwealth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3415 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20