3401 Commonwealth Ave, Duluth, MN 55808 Property Records

St. Louis County property record for 3401 Commonwealth Ave, Duluth, MN 55808 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,018 sqft · built 1973
Lot Size0.18 acres (7,877 sqft)
OwnerIndividual Name on File
Last Sale$271,000 (Nov 2022)
Tax Bill$3,566 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-3310-07285

Property Details

APN / Parcel Number

Primary APN010-3310-07285
Alternative APNs
  • 1118947
  • 1140049

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,018 sqft Gross Area
1st Floor Area1,018 sqft
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area7,877 sqft (0.18 acres)
Garage TypeBasement

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area112 sqft
Storage Building100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1140049
Street Address3401 COMMONWEALTH AVE
CityDULUTH
StateMN
Zip55808-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHAT PART OF NOW VACATED SEAVER AVENUE LYINGWEST OF THE WEST LINE OF OLD COMMONWEALTHAVENUE AND EAST OF THE BURLINGTON
Legal SubdivisionMORGAN PARK 1ST ADD DULUTH
Legal Block24
Legal Lot Number20
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1029
Census Tract3600

Owner

Source: St. Louis County records · APN 010-3310-07285

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3401 COMMONWEALTH AVE, DULUTH, MN 55808-1306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Oct 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FRANDSEN BANK & TRUST
Jul 16, 2020Deed of Trust, Mortgage · Conventional with PMI
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2022 · Amount on Record
Deed SaleNov 09, 2022 · Amount on Record
Prior SaleOct 13, 2021 · Amount on Record
Deed Document Number20221063317
Prior Transfer DateSep 20, 2021
Prior Transfer Doc0001048181
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 09, 2022
Property Address3401 COMMONWEALTH AVE, DULUTH, MN 55808-1306
Document Number0001063317
Instrument DateNov 04, 2022
Instrument1063317
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$894.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3401 COMMONWEALTH AVE, DULUTH, MN 55808-1306

Mortgage

Document Number0001063318
DateNov 09, 2022
Instrument1063318
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateOct 13, 2021
Property Address3401 COMMONWEALTH AVE, DULUTH, MN 55808-1306
Document Number0001048181
Instrument DateSep 20, 2021
Instrument1048181
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 COMMONWEALTH AVE, DULUTH, MN 55808-1306

Mortgage

Document Number0001048182
DateOct 13, 2021
Instrument1048182
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address3401 COMMONWEALTH AVE, DULUTH, MN 55808-1306
Document Number00T1026351
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3401 COMMONWEALTH AVE DULUTH MN 558081306, DULUTH, MN 55808-1306

Mortgage

Document Number00T1026351
DateJul 23, 2020
InstrumentT1026351
Lender
NameFRANDSEN BK&TR
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 22, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,566.00 (-0.34%) Homeowner's exemption
2025$3,578.00 (-5.99%) Homeowner's exemption$297,300 (+6.44%) Land $16,300 Building $281,000$297,300 (+6.44%) Land $16,300 Building $281,000
2024$3,806.00$279,300 (+4%) Land $19,100 Building $260,200$279,300 (+4%) Land $19,100 Building $260,200
2022$199,500 Land $17,800 Building $181,700$199,500 Land $17,800 Building $181,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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