3415 Cecelia Jo Rd, Ramona, CA 92065 Property Records

San Diego County property record for 3415 Cecelia Jo Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1983
Lot Size	2.16 acres (94,525 sqft)
Owner	2 Company Names on Record
Last Sale	$359,000 (Apr 2012)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`283-053-52-00`

Property Details

APN / Parcel Number

Primary APN	`283-053-52-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	94,525 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3415 CECELIA JO RD
City	RAMONA
State	CA
Zip	92065-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM08773
Legal Subdivision	PARCEL MAP 8773
Legal Tract	8773
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3006
Census Tract	20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Intrafamily Transfer, Transfer
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2012 · Amount on Record
Deed Sale	Apr 10, 2012 · Amount on Record
Prior Sale	Dec 22, 2003
Deed Document Number	2012209138
Last Transfer Date	Oct 2, 2024
Transfer Doc	0000273405
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2024
Property Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637
Document Number	0000041021
Map Reference	MAP 8773
Instrument Date	Nov 16, 2023
Instrument	2024-0041021
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637

Mortgage

Document Number	0000183600
Date	Apr 27, 2022
Instrument	2022-0183600

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 CECELIA JO RD, RAMONA, CA 92065-3637

Mortgage

Document Number	0000631355
Date	Oct 16, 2020
Instrument	2020-0631355

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,151 (+2%) Land $176,057 Building $305,094
2025	$5,162.00 (+8.35%) Homeowner's exemption	$471,717 (+4.04%) Land $172,605 Building $299,112
2023	$4,764.00 (+1.95%) Homeowner's exemption	$453,402 Land $165,903 Building $287,499
2022	$4,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 72% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T.

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