3408 Cecelia Jo Rd, Ramona, CA 92065 Property Records

San Diego County property record for 3408 Cecelia Jo Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,688 sqft · built 1984
Lot Size2.13 acres (92,783 sqft)
OwnerCompany Name on File
Last Sale$415,000 (Mar 2004)
Tax Bill$6,411 (2025)
Deeds & MortgagesOct 2022 Transfer
Oct 2022 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN283-053-55-00

Property Details

APN / Parcel Number

Primary APN283-053-55-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,688 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area92,783 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3408 CECELIA JO RD
CityRAMONA
StateCA
Zip92065-3637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 TR PM08754
Legal Tract8754
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3006
Census Tract20801

Owner

Source: San Diego County records · APN 283-053-55-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3408 CECELIA JO RD, RAMONA, CA 92065-3637
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Intrafamily Transfer, Transfer
Oct 11, 2022Intrafamily Transfer, Transfer
Sep 01, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Oct 24, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2004 · Amount on Record
Deed SaleMar 25, 2004 · Amount on Record
Prior SaleJan 15, 1988 · Amount on Record
Deed Document Number2004248453
Last Transfer DateSep 28, 2022
Transfer Doc0000395082
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 11, 2022
Property Address3408 CECELIA JO RD, RAMONA, CA 92065-3637
Document Number0000395083
Instrument DateSep 28, 2022
Instrument2022-0395083
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3408 CECELIA JO RD, RAMONA, CA 92065-3637

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 11, 2022
Property Address3408 CECELIA JO RD, RAMONA, CA 92065-3637
Document Number0000395082
Instrument DateSep 28, 2022
Instrument2022-0395082
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3408 CECELIA JO RD, RAMONA, CA 92065-3637

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 01, 2020
Property Address3408 CECELIA JO RD, RAMONA, CA 92065-3637
Document Number0000504955
Instrument DateAug 16, 2020
Instrument2020-0504955
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 CECELIA JO RD, RAMONA, CA 92065-3637

Mortgage

Document Number0000504956
DateSep 01, 2020
Instrument2020-0504956
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 24, 2019
Property Address3408 CECELIA JO RD, RAMONA, CA 92065-3637
Document Number0000484078
Instrument DateOct 18, 2019
Instrument2019-0484078
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 CECELIA JO RD, RAMONA, CA 92065-3637

Mortgage

Document Number0000484079
DateOct 24, 2019
Instrument2019-0484079
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$601,809 (+2%) Land $290,029 Building $311,780
2025$6,411.00 (+7.53%) Homeowner's exemption$590,010 (+4.04%) Land $284,343 Building $305,667
2023$5,962.00 (-1.63%) Homeowner's exemption$567,101 Land $273,302 Building $293,799
2022$6,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T.

Based on FCC filings for 41 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cecelia Jo Rd

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