St. Louis County property record for 3414 W 2nd St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,111 sqft · built 1924 |
| Lot Size | 0.099 acres (4,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Aug 2018) |
| Tax Bill | $2,352 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4580-00740 |
| Primary APN | 010-4580-00740 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,111 sqft Gross Area |
| 1st Floor Area | 924 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,352 sqft (0.099 acres) |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 126 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1056844 |
|---|---|
| Street Address | 3414 W 2ND ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELY 17 FT OF LOT 6 AND WLY 16 FT OF LOT7 SERIAL # |
| Legal Subdivision | WHEELERS ADD TO DULUTH 1ST DIV |
| Legal Block | 3 |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 15800 |
3414 W 2nd St is owned and occupied by two individuals who bought it in August 2018.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3414 W 2ND ST, DULUTH, MN 55807-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 24, 2018 | Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE |
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional with PMI BLACKRIDGEBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Sep 13, 2017 · Amount on File |
| Deed Document Number | 20181001947 |
| Prior Transfer Date | Jan 23, 2007 |
| Prior Transfer Doc | 0000831674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3414 W 2ND ST, DULUTH, MN 55807-2805 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001043392 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 1043392 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3414 W 2ND ST, DULUTH, MN 55807-2805 |
| Document Number | 00T1001948 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3414 W 2ND ST DULUTH MN 558072805, DULUTH, MN 55807-2805 |
| Document Number | 00T1001948 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | T1001948 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 13, 2017 |
| Property Address | 3414 W 2ND ST, DULUTH, MN 55807-2805 |
| Document Number | 000T989649 |
| Instrument Date | Aug 30, 2017 |
| Instrument | T989649 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3414 W 2ND ST DULUTH MN 558072805, DULUTH, MN 55807-2805 |
| Document Number | T989650 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | T989650 |
| Name | BLACKRIDGEBANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2047 |
The 2026 property tax bill for 3414 W 2nd St was $2,352 with a homeowner's exemption, up 0.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,352.00 (+0.26%) Homeowner's exemption | ||
| 2025 | $2,346.00 (+2.27%) Homeowner's exemption | $211,300 (+7.92%) Land $11,200 Building $200,100 | $211,300 (+7.92%) Land $11,200 Building $200,100 |
| 2024 | $2,294.00 | $195,800 Land $12,000 Building $183,800 | $195,800 Land $12,000 Building $183,800 |
| 2022 | $174,000 Land $12,300 Building $161,700 | $174,000 Land $12,300 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3414 W 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1988–2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3414 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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