3406 W 2nd St, Duluth, MN 55807 Property Records

St. Louis County property record for 3406 W 2nd St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,033 sqft · built 1924
Lot Size	0.098 acres (4,269 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (May 2010)
Tax Bill	$2,180 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4580-00770`

Property Details

APN / Parcel Number

Primary APN	`010-4580-00770`
Alternative APN	`1037178`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,033 sqft Gross Area
1st Floor Area	846 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,269 sqft (0.098 acres)
Garage Area	360 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1037178
Street Address	3406 W 2ND ST
City	DULUTH
State	MN
Zip	55807-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 17 FT OF LOT 8 AND WLY 16 FT OF LOT9 SERIAL #
Legal Subdivision	WHEELERS ADDITION TO DULUTH
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2004
Census Tract	15800

Owner

3406 W 2nd St is owned and occupied by an individual who acquired it in November 2010.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3406 W 2ND ST, DULUTH, MN 55807-2805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2010 · Amount on File
Deed Sale	May 18, 2010 · Amount on File
Prior Sale	Nov 15, 2006 · Amount on File
Deed Document Number	2010884674
Last Transfer Date	Nov 1, 2010
Transfer Doc	0000892661
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 7, 2017
Property Address	3406 W 2ND ST, DULUTH, MN 55807-2805
Document Number	000T989455
Instrument Date	Aug 24, 2017
Instrument	T989455
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 W 2ND ST DULUTH MN 558072805, DULUTH, MN 55807-2805

Mortgage

Document Number	T989456
Date	Sep 7, 2017
Instrument	T989456

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3406 W 2nd St was $2,180 with a homeowner's exemption, up 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,180.00 (+0.37%) Homeowner's exemption
2025	$2,172.00 (+3.82%) Homeowner's exemption	$198,600 (+7.93%) Land $10,900 Building $187,700	$198,600 (+7.93%) Land $10,900 Building $187,700
2024	$2,092.00	$184,000 Land $11,600 Building $172,400	$184,000 Land $11,600 Building $172,400
2022		$148,100 Land $12,000 Building $136,100	$148,100 Land $12,000 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 W 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1988–2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3406 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20