McHenry County property record for 3414 Ramsgate Ln, Johnsburg, IL 60051 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2,590 sqft · built 1991 |
| Lot Size | 1.2 acres (52,562 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-18-377-017 |
| Primary APN | 10-18-377-017 |
|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 3,948 sqft |
| 1st Floor Area | 1,358 sqft |
| Basement Area | 1,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 52,562 sqft |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3414 RAMSGATE LN |
|---|---|
| City | JOHNSBURG |
| State | IL |
| Zip | 60051-3739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 90R012984 LT 91 CHAPEL HILL ESTATES UNIT 5 |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 18 |
| Legal Subdivision | CHAPEL HILL ESTATES |
| Legal Block | 377 |
| Legal Lot Number | 91 |
| Legal Unit | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 870702 |
Source: McHenry County records · APN 10-18-377-017
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3414 RAMSGATE LN, JOHNSBURG, IL 60051-3739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3414 RAMSGATE LN, JOHNSBURG, IL 60051-3739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | MIS |
| Name | Verified Name |
|---|
| Document Number | 0000044021 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021R0044021 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 30, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3414 RAMSGATE LN, JOHNSBURG, IL 60051-3739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Title Company | LANDTRUST NATIONAL TITLE SERVICES, LANDTRUST NATIONAL TTL SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000008621 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 2021R0008621 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | Johnsburg Village |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $109,916 Land $21,675 Building $88,241 | $329,748 Land $65,025 Building $264,723 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 38 (1979–2026) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Apr 2026, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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