3414 38th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3414 38th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,272 sqft · built 2015
Lot Size	2.51 acres (109,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Mar 2023)
Tax Bill	$5,514 (2025)
Deeds & Mortgages	Sep 2019 Construction Loan Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-002-015-37`

Property Details

APN / Parcel Number

Primary APN	`09-002-015-37`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	109,423 sqft (2.51 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3414 38TH ST
City	HAMILTON
State	MI
Zip	49419-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT SE COR TH W 251.15' TH N 435.65' TH E 251.15' TH S 435.65' TO POB SEC 2 T3N R14W (07).
Legal Range	14W
Legal Township	03N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	2
Census Block	2001
Census Tract	30702

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3414 38TH ST, HAMILTON, MI 49419-9562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Jun 30, 2017	Warranty Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	20232609
Deed Book / Page	4838 / 634
Prior Transfer Date	Aug 20, 2013
Prior Transfer Doc	003771/415
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3404 38TH ST, HAMILTON, MI 49419-9562
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004380/432
Date	Sep 11, 2019
Book Page	4380/432

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2049

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Mar 1, 2023
Property Address	3404 38TH ST, HAMILTON, MI 49419-9562
Document Number	004838/634
Book / Page	4838 / 634
Instrument Date	Feb 24, 2023
Instrument	2023002609
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3414 38TH ST, HAMILTON, MI 49419-9562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6140 N SEYMOUR RD, FLUSHING, MI 48433-1006

Mortgage

Document Number	0004838637
Date	Mar 1, 2023
Instrument	4838-637

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 30, 2017
Property Address	3404 38TH ST, HAMILTON, MI 49419-9562
Document Number	004154/335
Book / Page	4154 / 335
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3414 38TH ST, HAMILTON, MI 49419-9562

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 W MAIN AVE APT 10, 10, ZEELAND, MI 49464-1500

Mortgage

Document Number	0004154338
Date	Jun 30, 2017
Instrument	4154/338

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,200 (+3.32%) Land $41,500 Building $160,700	$404,400 (+3.32%) Land $83,000 Building $321,400
2025	$5,514.00 (+4.06%) Homeowner's exemption	$195,700 (+36.19%) Land $39,600 Building $156,100	$391,400 (+36.19%) Land $79,200 Building $312,200
2024	$5,299.00 (+57.9%)
2023		$143,700 Land $30,200 Building $113,500	$287,400 Land $60,400 Building $227,000
2022	$3,356.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000

Cell Coverage

4G LTE only, no 5G reported

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