3087 38th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3087 38th St, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,888 sqft · built 1997
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Feb 2026)
Tax Bill	$4,701 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jan 2018 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-013-003-20`

Property Details

APN / Parcel Number

Primary APN	`09-013-003-20`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,335 sqft
Basement Area	1,335 sqft
Unfinished Basement	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Lot Area	132,858 sqft (3.05 acres)
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3087 38TH ST
City	HAMILTON
State	MI
Zip	49419-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 200' OF N 461.72' OF W 663.75' OF SW 1/4 SEC 13 T3N R14W (98)
Legal Range	14W
Legal Township	03N
Legal Section	13
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	3
Census Block	3000
Census Tract	30702

Owner

3087 38th St is owned and occupied by two individuals who bought it in February 2026.

Source: Allegan County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3087 38TH ST, HAMILTON, MI 49419-8500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jan 22, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1
Feb 14, 2011	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Jun 24, 2013	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
May 29, 2013	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Dec 3, 2024	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Feb 3, 2026	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on File
Deed Sale	Feb 3, 2026 · Amount on File
Prior Sale	Sep 15, 1997 · Amount on File
Deed Document Number	20261716
Deed Book / Page	5108 / 353
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MINNESOTA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004238/444
Date	Apr 19, 2018
Book Page	4238/444

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004215/629
Date	Jan 22, 2018
Book Page	4215/629
Instrument	4215-629

Lender

Name	CREDIT UNION 1
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Nov 7, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003493/851
Date	Feb 14, 2011
Book Page	3493/851

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2041

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003750/197
Date	Jun 24, 2013
Book Page	3750/197

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003741/939
Date	May 29, 2013
Book Page	3741/939

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2038

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 38TH ST, HAMILTON, MI 49419-8500

Mortgage

Document Number	004994/829
Date	Dec 3, 2024
Book Page	4994/829
Instrument	2024017949

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 3, 2026
Property Address	3087 38TH ST, HAMILTON, MI 49419-8500
Document Number	005108/353
Book / Page	5108 / 353
Instrument Date	Jan 30, 2026
Instrument	2026001716
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 38TH ST, HAMILTON, MI 49419-8500

Mortgage

Document Number	0005108356
Date	Feb 3, 2026
Instrument	5108/356

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3087 38th St was $4,701 with a homeowner's exemption, up 3% from the year before.

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,900 (+9.15%) Land $44,000 Building $220,900	$529,800 (+9.15%) Land $88,000 Building $441,800
2025	$4,701.00 (+2.98%) Homeowner's exemption	$242,700 Land $41,900 Building $200,800	$485,400 Land $83,800 Building $401,600
2024	$4,565.00
2023		$207,400 Land $32,000 Building $175,400	$414,800 Land $64,000 Building $350,800
2022	$4,117.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3087 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3087 38th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 38th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures