3413 Lochurst Ct, Pfafftown, NC 27040 Property Records

Forsyth County property record for 3413 Lochurst Ct, Pfafftown, NC 27040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,852 sqft · built 1989
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$434,000 (Jan 2021)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5897-99-6940.00`

Property Details

APN / Parcel Number

Primary APN	`5897-99-6940.00`
Alternative APNs	`5897996940000` `4633J054`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,852 sqft Living Area
Gross Area	4,182 sqft
1st Floor Area	1,522 sqft
2nd Floor Area	1,330 sqft
Basement Area	1,330 sqft
Finished Basement	665 sqft
Unfinished Basement	665 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	181 ft deep x 35 ft wide
Terrain	Other
Porch	Open Porch
Deck Area	340 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	4633J054
Street Address	3413 LOCHURST CT
City	PFAFFTOWN
State	NC
Zip	27040-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:054 BL:4633J
Legal Subdivision	LOCHURST
Legal Block	4633J
Legal Lot Number	54
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	1
Census Block	1029
Census Tract	4104

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3413 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Deed Document Number	0035782301
Deed Book / Page	3578 / 2301
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3413 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033381770
Date	Mar 27, 2017
Book Page	3338/1770

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3413 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035241126
Date	May 13, 2020
Book Page	3524/1126
Instrument	2020019023

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Jan 7, 2021
Property Address	3413 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Document Number	0035782301
Book / Page	3578 / 2301
Map Reference	MB 33 PG 95&96
Instrument Date	Jan 6, 2021
Instrument	2021000804
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2688 BOHICKET RD, 2688, JOHNS ISLAND, SC 29455-7205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3413 LOCHURST CT, PFAFFTOWN, NC 27040-9494

Mortgage

Document Number	2021000805
Date	Jan 7, 2021
Instrument	2021000805

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,836.00 (+11.29%)	$549,100 (+40.18%) Land $70,000 Building $479,100	$549,100 (+40.18%) Land $70,000 Building $479,100
2023	$5,244.00	$391,700 Land $70,000 Building $321,700	$391,700 Land $70,000 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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