3404 Lochurst Ct, Pfafftown, NC 27040 Property Records

Forsyth County property record for 3404 Lochurst Ct, Pfafftown, NC 27040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,620 sqft · built 1991
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jun 2014)
Tax Bill	$5,797 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5897-99-4730.00`

Property Details

APN / Parcel Number

Primary APN	`5897-99-4730.00`
Alternative APNs	`5897-99-4730.000` `4633J050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,620 sqft Living Area
Gross Area	4,730 sqft
1st Floor Area	1,566 sqft
Basement Area	1,510 sqft
Finished Basement	604 sqft
Unfinished Basement	906 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	162 ft deep x 100 ft wide
Porch	Enclosed Frame Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3404 LOCHURST CT
City	PFAFFTOWN
State	NC
Zip	27040-9494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:050 BL:4633J
Legal Subdivision	LOCHURST
Legal Block	4633J
Legal Lot Number	50
Jurisdiction	FORSYTH NC
Township / Civil Division	WINSTON
Census Block Group	1
Census Block	1029
Census Tract	4104

Owner

3404 Lochurst Ct is owned and occupied by an individual who acquired it in January 2024.

Source: Forsyth County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jan 31, 2024	Intrafamily Transfer, Transfer
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2014 · Amount on File
Deed Sale	Jun 30, 2014 · Amount on File
Deed Book / Page	3185 / 2826
Last Transfer Date	Jan 18, 2024
Transfer Doc	0037910037
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494

Mortgage

Document Number	0038980210
Date	Dec 1, 2025
Book Page	3898/210
Instrument	2025042477

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037982711
Date	Mar 25, 2024
Book Page	3798/2711
Instrument	2024009151

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036212044
Date	Jun 29, 2021
Book Page	3621/2044
Instrument	2021034620

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORSYTH NC
Recording Date	Jan 31, 2024
Property Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Document Number	0037910037
Book / Page	3791 / 37
Map Reference	MB 1662 PG 172
Instrument Date	Jan 18, 2024
Instrument	2024002926
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	334 MILL POND DR, WINSTON SALEM, NC 27106-6398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	3404 LOCHURST CT, PFAFFTOWN, NC 27040-9494
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033940958
Date	Mar 12, 2018
Book Page	3394/0958

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3404 Lochurst Ct was $5,797, up 5.6% from the year before.

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Winston-Salem City
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,797.00 (+5.65%)	$542,400 Land $70,000 Building $472,400	$542,400 Land $70,000 Building $472,400
2024	$5,487.00 (+4.77%)
2023	$5,237.00	$391,200 Land $70,000 Building $321,200	$391,200 Land $70,000 Building $321,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 Lochurst Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3404 Lochurst Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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