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3413 Brant St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3413 Brant St, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,316 sqft · built 2013
Lot Size0.28 acres (12,196 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Aug 2024)
Tax Bill$7,331 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Feb 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-26-30-0565-0001-4580

Property Details

APN / Parcel Number

Primary APN27-26-30-0565-0001-4580
Alternative APNs
  • 263027056500014580
  • 162359

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,316 sqft Living Area
Gross Area4,270 sqft
1st Floor Area1,446 sqft
Upper Floors Area1,870 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,196 sqft (0.28 acres)
Garage TypeAttached
Garage Area678 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3413 BRANT ST
CitySAINT CLOUD
StateFL
Zip34772-7840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 3 PB 20 PGS 151-158 LOT 458
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 3
Legal Phase3
Legal Tract565
Legal Block4580
Legal Lot Number458
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0565-0001-4580

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3413 BRANT ST, SAINT CLOUD, FL 34772-7840
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2023Deed of Trust, Mortgage · Line of Credit
PAY AT CLOSE LOANS INC
Feb 14, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP
Apr 09, 2019Loan Modification, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleJan 29, 2014 · Amount on Record
Deed Document Number2024105697
Deed Book / Page6649 / 2258
Prior Transfer DateSep 19, 2023
Prior Transfer Doc0000128929
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3413 BRANT ST, SAINT CLOUD, FL 34772-7840
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3413 BRANT ST, SAINT CLOUD, FL 34772-7840

Mortgage

Document Number0065030763
DateNov 09, 2023
Book Page6503/763
Instrument2023148352
Lender
NamePAY AT CLOSE LOANS INC
TypeMortgage Company
AddressPOULSBO, WA 98370
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueNov 03, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3413 BRANT ST, SAINT CLOUD, FL 34772-7840
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052851009
DateFeb 14, 2018
Book Page5285/1009
Instrument2018025009
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 13, 2028

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3413 BRANT ST, SAINT CLOUD, FL 34772-7840
Document Number0055141219
Instrument DateApr 09, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3413 BRANT ST ST CLOUD FL 347727840, ST CLOUD, FL 34772-7840

Mortgage

Document Number0055141219
DateApr 29, 2019
Book Page005514/001219
Instrument53730
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 28, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,331.00 (+70.45%)$409,400 (+45.7%) Land $70,000 Building $339,400$409,400 (-3.58%) Land $70,000 Building $339,400
2023$4,301.00 (+3.46%) Homeowner's exemption$280,987 (+3%)$424,600 (+15.6%) Land $60,000 Building $364,600
2022$4,157.00 Homeowner's exemption$272,803$367,300 Land $55,000 Building $312,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 281 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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