Osceola County property record for 3406 Brant St, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft · built 2013 |
| Lot Size | 0.241 acres (10,497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Mar 2026) |
| Tax Bill | $1,717 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-30-0565-0001-4800 |
| Primary APN | 27-26-30-0565-0001-4800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,497 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 324 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Deck Area | 492 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3406 BRANT ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 3 PB 20 PGS 151-158 LOT 480 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PH 3 |
| Legal Phase | 3 |
| Legal Tract | 565 |
| Legal Block | 1 |
| Legal Lot Number | 480 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 43207 |
Source: Osceola County records · APN 27-26-30-0565-0001-4800
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional with PMI CARTUS HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Document Number | 202641726 |
| Deed Book / Page | 6945 / 2135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0062042564 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 6204/2564 |
| Instrument | 2022068929 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0069452135 |
| Book / Page | 6945 / 2135 |
| Map Reference | MB 20 PG 151-158 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026041726 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 HERMOSILLO DR, KISSIMMEE, FL 34743-9426 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0069452137 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 6945/2137 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 14, 2019 |
| Property Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0056240218 |
| Book / Page | 5624 / 0218 |
| Map Reference | MB 20 PG 151-158 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2019148779 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3406 BRANT ST, 3406, SAINT CLOUD, FL 34772-7838 |
| Name | Verified Name |
|---|---|
| Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0005624222 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 5624/222 |
| Name | TOWN SQUARE MORTGAGE & INVESTMENTS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 15, 2017 |
| Property Address | 3406 BRANT ST, SAINT CLOUD, FL 34772-7838 |
| Document Number | 0051950055 |
| Book / Page | 005195 / 000055 |
| Instrument Date | Aug 08, 2017 |
| Instrument | 118368 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4551 MAREN DR INDIANAPOLIS IN 462221529, INDIANAPOLIS, IN 46222-1529 |
| Document Number | 51950057 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 005195/000057 |
| Instrument | 118369 |
| Name | CARTUS HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,717.00 (+3.87%) Homeowner's exemption | $138,837 (+5.99%) | $353,500 (+5.02%) Land $70,000 Building $283,500 |
| 2024 | $1,653.00 (+3.31%) | ||
| 2023 | $1,600.00 (+4.44%) Homeowner's exemption | $130,996 (+3%) | $336,600 (+13.52%) Land $60,000 Building $276,600 |
| 2022 | $1,532.00 Homeowner's exemption | $127,181 | $296,500 Land $55,000 Building $241,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 66 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024, other causes, Hurricane Milton |
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 230 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
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