3412 85th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3412 85th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,870 sqft · built 2023
Lot Size	3.36 acres (146,362 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,572 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6434-0040-9`

Property Details

APN / Parcel Number

Primary APN	`6434-0040-9`
Alternative APN	`331820643400409`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,870 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	550 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	146,362 sqft
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Porch
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3412 85TH ST E
City	PALMETTO
State	FL
Zip	34221-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	THE E LN OF A PARCEL OF LAND IN SEC 20, TWN 33, RNG 18 BEING MORE PARTICULARLY DESC AS FOLLOWS: COM AT THE SW COR OF THE NW1/4 OF THE SW1/4 OF SEC 20, TWN 33S, RNG 18E; TH S 89 DEG
Legal Range	18E
Legal Township	33S
Legal Section	20
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1602

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3412 85TH ST E, PALMETTO, FL 34221-9235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 20, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage HIGHLAND HOMELOANS LLC
Jun 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2023
Transfer Doc	0000065721
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	3412 85TH ST E, PALMETTO, FL 34221-9235
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 40TH AVE N, SAINT PETERSBURG, FL 33714-4539

Mortgage

Document Number	0041117773
Date	Sep 3, 2021
Instrument	202141117773

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 15, 2022

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jun 20, 2023
Property Address	3412 85TH ST E, PALMETTO, FL 34221-9235
Document Number	0041065721
Instrument Date	Jun 12, 2023
Instrument	202341065721
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIRST TITLE SOURCE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3412 85TH ST E, PALMETTO, FL 34221-9235

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3412 85TH ST E, PALMETTO, FL 34221-9235

Mortgage

Document Number	0041065722
Date	Jun 20, 2023
Instrument	202341065722

Lender

Name	HIGHLAND HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 10, 2020
Property Address	3412 85TH ST E, PALMETTO, FL 34221-9235
Document Number	0041058239
Instrument Date	Jun 8, 2020
Instrument	41058239
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3412 85TH ST E PALMETTO FL 34221, PALMETTO, FL 34221

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,011 (+3.02%) Land $166,770 Building $568,241	$735,011 (-0.78%) Land $166,770 Building $568,241
2025		$713,451 (+327.81%)	$740,807 (+344.21%) Land $166,770 Building $574,037
2024	$9,572.00 (+435.35%)
2023	$1,788.00 (+54.27%)	$166,770 (+118.57%) Land $166,770	$166,770 (+118.57%) Land $166,770
2022	$1,159.00	$76,300 Land $76,300	$76,300 Land $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

Nearby Properties on 85th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures