3010 85th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3010 85th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Dec 2023)
Tax Bill	$2,191 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6399-1005-8`

Property Details

APN / Parcel Number

Primary APN	`6399-1005-8`
Alternative APNs	`331819639910058` `0639910058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
View / Lot	Standard
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0639910058
Street Address	3010 85TH ST E
City	PALMETTO
State	FL
Zip	34221-9234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 SUBURB
Legal Description	THE W 100 FT OF THE FOLLOWING DESC PROP: BEG 22 YDS W OF THE SE COR OF THE NE1/4 OF SE1/4, TH W 88 YDS, N 110 YDS, E 88 YDS, S 110 YDS TO POB PI#6399.1005/8
Legal Range	18E
Legal Township	33S
Legal Section	19
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1602

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5107 ARLINGTON RD, PALMETTO, FL 34221-8955
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CTRL CREDIT UNION
Apr 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	2023127226
Prior Transfer Date	Apr 13, 1995
Prior Transfer Doc	1458000759
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Apr 30, 2026
Property Address	3010 85TH ST E, PALMETTO, FL 34221-9234
Document Number	0000048936
Instrument Date	Apr 29, 2026
Instrument	202648936
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BARNES WALTER TITLE, BARNES WALKER TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 ARLINGTON RD, PALMETTO, FL 34221-8955

Mortgage

Document Number	0000048936,
Date	Apr 30, 2026
Instrument	202648936

Lender

Name	FLORIDA CTRL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 14, 2026
Property Address	3010 85TH ST E, PALMETTO, FL 34221-9234
Document Number	0000042038
Instrument Date	Apr 2, 2026
Instrument	202642038
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 ARLINGTON RD, PALMETTO, FL 34221-8955

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 1, 2023
Property Address	3010 85TH ST E, PALMETTO, FL 34221-9234
Document Number	0041127226
Instrument Date	Nov 30, 2023
Instrument	202341127226
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3010 85TH ST E, PALMETTO, FL 34221-9234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5107 ARLINGTON RD, PALMETTO, FL 34221-8955

Mortgage

Document Number	0041127227
Date	Dec 1, 2023
Instrument	202341127227

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,504 (+4.11%) Land $67,320 Building $84,184	$151,504 (+4.11%) Land $67,320 Building $84,184
2025		$145,525 (-1.01%) Land $67,320 Building $78,205	$145,525 (-1.01%) Land $67,320 Building $78,205
2024	$2,191.00 (+19.66%)
2023	$1,831.00 (+24.47%)	$147,004 (+46.13%) Land $67,320 Building $79,684	$147,004 (+46.13%) Land $67,320 Building $79,684
2022	$1,471.00	$100,600 Land $28,700 Building $71,900	$100,600 Land $28,700 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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