3412 54th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3412 54th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 2014
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on Record
Last Sale$185,500 (Dec 2014)
Tax Bill$2,199 (2024)
Deeds & MortgagesJun 2018 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN7166-0415-9

Property Details

APN / Parcel Number

Primary APN7166-0415-9
Alternative APNs
  • 331832716604159
  • 0716604159

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,535 sqft Living Area
Gross Area2,114 sqft
1st Floor Area1,535 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,200 sqft (0.119 acres)
View / LotLake Front
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area159 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number0716604159
Street Address3412 54TH ST E
CityPALMETTO
StateFL
Zip34221-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 3 BLK 1 CYPRESS POND ESTATES PI#7166.0415/9
Legal Range18E
Legal Township33S
Legal Section32
Legal SubdivisionCYPRESS POND ESTATES
Legal Tract00716600
Legal Block1
Legal Lot Number3
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group1
Census Block1000
Census Tract1604

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3412 54TH ST E, PALMETTO, FL 34221-6948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2018Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2014 · Amount on Record
Deed SaleDec 1, 2014 · Amount on Record
Deed Document Number20143334616
Deed Book / Page2546 / 3696
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3412 54TH ST E, PALMETTO, FL 34221-6948
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041057301
DateJun 5, 2018
Book Page2731/6181
Instrument201841057301
Lender
NameSPACE COAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term96 Months
DueJun 4, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address3412 54TH ST E, PALMETTO, FL 34221-6948
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3412 54TH ST E, PALMETTO, FL 34221-6948

Mortgage

Document Number0041016928
DateFeb 9, 2021
Instrument202141016928
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,797 (+2.7%)$320,714 (-0.94%) Land $40,800 Building $279,914
2025$189,676 (+5.99%)$323,756 (-5.97%) Land $40,800 Building $282,956
2024$2,199.00 (+1.95%)
2023$2,157.00 (+3.26%) Homeowner's exemption$178,961 (+3%)$344,294 (+15.34%) Land $40,800 Building $303,494
2022$2,089.00 Homeowner's exemption$173,749$298,510 Land $40,000 Building $258,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 units insured
incl. 9 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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