Manatee County property record for 3408 54th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 2007 |
| Lot Size | 0.119 acres (5,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Mar 2024) |
| Tax Bill | $6,690 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Line of Credit Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7166-0420-9 |
| Primary APN | 7166-0420-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,284 sqft |
| 1st Floor Area | 1,540 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Modular |
| Exterior Material | Wood Sheathing |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,200 sqft (0.119 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 304 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 0716604209 |
|---|---|
| Street Address | 3408 54TH ST E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-6948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 4 BLK 1 CYPRESS POND ESTATES PI#7166.0420/9 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 32 |
| Legal Subdivision | CYPRESS POND ESTATES |
| Legal Tract | 00716600 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1604 |
3408 54th St E is owned and occupied by an individual who bought it in March 2024.
Source: Manatee County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2024 | Warranty Deed, Transfer · Line of Credit KENT W GEARTZ LIVING TRUST |
| Mar 18, 2024 | Affidavit, Transfer |
| Nov 3, 2023 | Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Jan 13, 2022 | Warranty Deed, Transfer · Seller Carry-Back KENT W GEARTZ LIVING TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on File |
| Deed Sale | Mar 18, 2024 · Amount on File |
| Prior Sale | Nov 3, 2023 · Amount on File |
| Deed Document Number | 202426812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 18, 2024 |
| Property Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Document Number | 0041026812 |
| Map Reference | MB 53 PG 169 |
| Instrument Date | Mar 15, 2024 |
| Instrument | 202441026812 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,513.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5111 28TH AVE E, PALMETTO, FL 34221-2162 |
| Name | Verified Name |
|---|---|
| Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Investor | Possibly a Property Investor |
| Document Number | 0041026813 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202441026813 |
| Name | KENT W GEARTZ LIVING TRUST |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Mar 15, 2050 |
| Document Number | 0041026813 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202441026813 |
| Name | KENT W GEARTZ REVOCABLE LIVING TRUST |
|---|---|
| Type | Private Party |
| Address | 5111 28TH AVE E, PALMETTO, FL 34221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Mar 15, 2050 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 18, 2024 |
| Property Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Document Number | 0041026811 |
| Map Reference | MB 53 PG 169 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 202441026811 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 3, 2023 |
| Property Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Document Number | 0041117532 |
| Map Reference | MB 53 PG 169 |
| Instrument Date | Nov 2, 2023 |
| Instrument | 202341117532 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5111 28TH AVE E, PALMETTO, FL 34221-2162 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jan 13, 2022 |
| Property Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Document Number | 0041006474 |
| Map Reference | MB 53 PG 169 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 202241006474 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | BARNES WALKER TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5111 28TH AVE E, PALMETTO, FL 34221-2162 |
| Name | Verified Name |
|---|---|
| Address | 3408 54TH ST E, PALMETTO, FL 34221-6948 |
| Document Number | 0041006475 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 202241006475 |
| Name | KENT W GEARTZ LIVING TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,662 (-0.99%) Land $40,800 Building $266,862 | $307,662 (-0.99%) Land $40,800 Building $266,862 | |
| 2025 | $310,734 Land $40,800 Building $269,934 | $310,734 Land $40,800 Building $269,934 | |
| 2024 | $6,690.00 (+40.52%) | ||
| 2023 | $4,761.00 (+30.76%) | $330,659 (+15.27%) Land $40,800 Building $289,859 | $330,659 (+15.27%) Land $40,800 Building $289,859 |
| 2022 | $3,641.00 | $286,862 Land $40,000 Building $246,862 | $286,862 Land $40,000 Building $246,862 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3408 54th St E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 units insured incl. 9 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3408 54th St E is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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