3411 Obrien Cir, Waco, TX 76708 Property Records

McLennan County property record for 3411 Obrien Cir, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 1984
Lot Size	0.294 acres (12,790 sqft)
Owner	Individual Name on File
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-031702-001200-8`

Property Details

APN / Parcel Number

Primary APN	`48-031702-001200-8`
Alternative APNs	`4803170200120080111` `183647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	12,790 sqft (0.294 acres)
Garage Type	Attached
Garage Area	548 sqft
Driveway	Concrete Driveway
Driveway Area	1,122 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	423 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3411 OBRIEN CIR
City	WACO
State	TX
Zip	76708-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	OBRIEN LOT 12 BLOCK A ACRES .2936
Legal Subdivision	OBRIEN
Legal Block	A
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	2800

Owner

3411 Obrien Cir is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3411 OBRIEN CIR, WACO, TX 76708-1747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Sep 9, 2026
Property Address	3411 OBRIEN CIR, WACO, TX 76708-1747
Document Number	0000029329
Instrument Date	Aug 28, 2026
Instrument	202629329
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3411 OBRIEN CIR, WACO, TX 76708-1747

Mortgage

Document Number	0000029329,
Date	Sep 9, 2026
Instrument	202629329

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3411 Obrien Cir was $2,339 with exemptions applied, up 17.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,317 (+1%)	$326,963 (-2.99%) Land $36,834 Building $290,129
2025	$2,339.00 (+17.18%) Homeowner's exemption Senior Citizen's exemption	$290,288	$337,030 Land $33,380 Building $303,650
2024	$1,996.00
2023		$321,940 Land $33,380 Building $288,560	$321,940 Land $33,380 Building $288,560
2022	$1,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3411 Obrien Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3411 Obrien Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20