3400 Obrien Cir, Waco, TX 76708 Property Records

McLennan County property record for 3400 Obrien Cir, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,889 sqft · built 1974
Lot Size0.478 acres (20,835 sqft)
OwnerIndividual Name on Record
Tax Bill$5,972 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN48-031702-000401-8

Property Details

APN / Parcel Number

Primary APN48-031702-000401-8
Alternative APNs
  • 4803170200040180111
  • 183640

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,889 sqft Living Area
Gross Area3,372 sqft
1st Floor Area1,308 sqft
2nd Floor Area1,581 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area20,835 sqft (0.478 acres)
Lot Dimensions156 ft deep x 164 ft wide
Garage TypeAttached
Garage Area483 sqft
DrivewayConcrete Driveway
Driveway Area1,700 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area550 sqft
PorchOpen Porch
Porch Area510 sqft
Deck Area174 sqft
Patio Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3400 OBRIEN CIR
CityWACO
StateTX
Zip76708-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionOBRIEN LOT A BLOCK A ACRES .4783
Legal SubdivisionOBRIEN
Legal BlockA
Legal Lot NumberA
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2002
Census Tract2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2516 OLD OAKS DR, WACO, TX 76710-2062
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 8, 2026Deed, Transfer · Stand-Alone First Mortgage
AMERICAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2026
Deed SaleJun 8, 2026
Prior SaleNov 2, 2015 · Amount on Record
Deed Document Number202618193
Prior Transfer DateOct 27, 2015
Prior Transfer Doc0000034478
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3400 OBRIEN CIR, WACO, TX 76708-1747
Transaction TypeMortgage
Record UpdatedJun 26, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024615
DateJun 24, 2021
Instrument2021024615
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCLENNAN TX
Recording DateJun 8, 2026
Property Address3400 OBRIEN CIR, WACO, TX 76708-1747
Document Number0000018193
Instrument DateJun 5, 2026
Instrument202618193
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2516 OLD OAKS DR, WACO, TX 76710-2062

Mortgage

Document Number0000018194,
Instrument202618194
Lender
NameAMERICAN BANK
Agreement
TypeStand-Alone First Mortgage
Interest
Rate6.23%
Max Rate-1%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$424,431 (+1%)$585,850 (-4.33%) Land $30,419 Building $555,431
2025$5,972.00 (-0.76%) Homeowner's exemption$385,846 (-7.03%)$612,360 (+47.56%) Land $27,710 Building $584,650
2024$6,018.00 (+14.19%)
2023$415,000 Land $27,500 Building $387,500$415,000 Land $27,500 Building $387,500
2022$5,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2007–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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