34100 S Coves Dr, Afton, OK 74331 Property Records

Delaware County property record for 34100 S Coves Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,550 sqft · built 2004
Lot Size	0.982 acres (42,805 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (Dec 2023)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80137-001-0010`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80137-001-0010`
Alternative APNs	`24N22E-21-0-00137-001-0010` `0016981` `16981`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	42,805 sqft (0.982 acres)
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	157 sqft
Deck Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16981
Street Address	34100 S COVES DR
City	AFTON
State	OK
Zip	74331-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES BIRD ISLAND LOT 10 BLOCK 1 1991-583 2516-80
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-COVES BIRD ISLAND
Legal Block	1
Legal Lot Number	10
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2027
Census Tract	375804

Owner

34100 S Coves Dr is owned and occupied by two individuals who acquired it in March 2026.

Source: Delaware County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34100 S COVES DR, AFTON, OK 74331-8885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Transfer on Death Deed, Transfer
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 27, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	May 31, 2012 · Amount on File
Deed Document Number	202310659
Deed Book / Page	2516 / 80
Last Transfer Date	Mar 10, 2026
Transfer Doc	002642/657
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OK
Recording Date	Mar 11, 2026
Property Address	34100 S COVES DR, AFTON, OK 74331-8885
Document Number	002642/657
Book / Page	2642 / 657
Instrument Date	Mar 10, 2026
Instrument	I-2026-002117
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34100 S COVES DR, AFTON, OK 74331-8885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34100 S COVES DR, AFTON, OK 74331-8885
Mail Care Of	RICHARD ALLEN SAGE & DEBORAH ANN SAGE

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Dec 18, 2023
Property Address	34556 S COVES DR, AFTON, OK 74331-8876
Document Number	0002516/80
Book / Page	2516 / 80
Instrument Date	Dec 15, 2023
Instrument	I-2023-010659
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34100 S COVES DR, AFTON, OK 74331-8885

Mortgage

Document Number	I2023010660
Date	Dec 18, 2023
Instrument	I-2023-010660

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	Nov 27, 2019
Property Address	34556 S COVES DR, AFTON, OK 74331-8876
Document Number	002302/764
Book / Page	2302 / 764
Instrument Date	Oct 31, 2019
Instrument	2019-009407
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4527 PRESERVE PL, EDMOND, OK 73034-9273

Tax Assessment & Valuation

The 2025 property tax bill for 34100 S Coves Dr was $4,530 with a homeowner's exemption, down 0.1% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Ketchum Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,465 (-) Land $2,731 Building $53,734	$491,000 (-) Land $23,750 Building $467,250
2025	$4,530.00 (-0.13%) Homeowner's exemption	$56,465 (-) Land $2,731 Building $53,734	$491,000 (-) Land $23,750 Building $467,250
2024	$4,536.00 (+60.85%)	$56,465 (+51.4%) Land $2,731 Building $53,734	$491,000 (+29.92%) Land $23,750 Building $467,250
2023	$2,820.00	$37,296 Land $2,013 Building $35,283	$377,912 Land $17,500 Building $360,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34100 S Coves Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34100 S Coves Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services, Wisper ISP.

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