34072 S Coves Dr, Afton, OK 74331 Property Records

Delaware County property record for 34072 S Coves Dr, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,327 sqft · built 1983
Lot Size	0.781 acres (34,054 sqft)
Owner	2 Company Names on Record
Last Sale	$495,000 (Sep 2023)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24N22E-21-0-80137-001-0001`

Property Details

APN / Parcel Number

Primary APN	`24N22E-21-0-80137-001-0001`
Alternative APNs	`24N22E-21-0-00137-001-0001` `0016990` `16990`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,327 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,054 sqft (0.781 acres)
Garage Type	Attached
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16990
Street Address	34072 S COVES DR
City	AFTON
State	OK
Zip	74331-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES BIRD ISLAND LOT 1, BLOCK 1 2588-322 2600-699
Legal Range	22E
Legal Township	24N
Legal Section	21
Legal Subdivision	CLEORA-COVES BIRD ISLAND
Legal Block	1
Legal Lot Number	1
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2027
Census Tract	375804

Owner

Source: Delaware County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	34072 S COVES DR, AFTON, OK 74331-8880
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 9, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CLEARING CORPORATION
May 11, 2022	Deed of Trust, Mortgage · Line of Credit QUAIL CREEK BANK
May 12, 2021	Warranty Deed, Transfer · Line of Credit QUAIL CREEK BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	20238044
Deed Book / Page	2504 / 454
Last Transfer Date	Jul 9, 2025
Transfer Doc	002600/699
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 22, 2026
Property Address	34072 S COVES DR, AFTON, OK 74331-8880
Document Number	0000006639
Book / Page	2666 / 426
Instrument Date	Jun 30, 2026
Instrument	20266639
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	34072 S COVES DR, AFTON, OK 74331-8880
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 CREEK BEND RD, EDMOND, OK 73003-3507

Mortgage

Document Number	002615/518
Date	Oct 2, 2025
Book Page	2615/518
Instrument	I-2025-008534

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Jul 9, 2025
Property Address	34072 S COVES DR, AFTON, OK 74331-8880
Document Number	002600/699
Book / Page	2600 / 699
Instrument Date	Jul 9, 2025
Instrument	I-2025-005827
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34072 S COVES DR, AFTON, OK 74331-8880

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	Sep 25, 2023
Property Address	34072 S COVES DR, AFTON, OK 74331-8880
Document Number	002504/454
Book / Page	2504 / 454
Instrument Date	Sep 22, 2023
Instrument	I-2023-008044
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	GRAND RIVER ABSTRACT AND TITLE, GRAND RIVER ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8203 REDHAWK LN, EDMOND, OK 73034-9578

Mortgage

Document Number	I2023008045
Date	Sep 25, 2023
Instrument	I-2023-008045

Lender

Name	MORTGAGE CLEARING CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	34072 S COVES DR, AFTON, OK 74331-8880
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 N GLENMOOR DR, WICHITA, KS 67206-4131

Mortgage

Document Number	002439/815
Date	May 11, 2022
Book Page	2439/815
Instrument	I-2022-004616

Lender

Name	QUAIL CREEK BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 5, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OK
Recording Date	May 12, 2021
Property Address	34072 S COVES DR, AFTON, OK 74331-8880
Document Number	2381/126
Book / Page	2381 / 126
Instrument Date	May 7, 2021
Instrument	2021-004860
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 N GLENMOOR DR, WICHITA, KS 67206-4131

Mortgage

Document Number	2021004861
Date	May 12, 2021
Instrument	2021-004861

Lender

Name	QUAIL CREEK BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Ketchum Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,237 (+2.84%) Land $2,731 Building $53,506	$489,022 (+2.84%) Land $23,750 Building $465,272
2025	$4,467.00 (-0.11%)	$54,685 (-) Land $2,731 Building $51,954	$475,522 (-) Land $23,750 Building $451,772
2024	$4,472.00 (+39.92%)	$54,685 (+29.39%) Land $2,731 Building $51,954	$475,522 (+13.71%) Land $23,750 Building $451,772
2023	$3,196.00 (+7.72%)	$42,263 (+5%) Land $2,013 Building $40,250	$418,189 (+19.48%) Land $17,500 Building $400,689
2022	$2,967.00	$40,251 Land $2,013 Building $38,238	$350,000 Land $17,500 Building $332,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KETCHUM PWA serves 4,025 people · EPA ID OK1021612
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Atlink Services, Wisper ISP.

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