341 Pine Tree Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 341 Pine Tree Rd, Spruce Pine, NC 28777 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size207,346 sqft (4.76 acres)
Last Sale$40,000 (2020)
Tax Bill$1,648.00 (2025)

Property Details

APN / Parcel Number

Primary APN0778-00-12-3996
Alternative APN
  • 555782714

Exterior

Lot Area207,346 sqft (4.76 acres)

Location & Zoning

Account Number555782714
Street Address341 PINE TREE RD
CitySPRUCE PINE
StateNC
Zip28777-0407
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1100
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup2
Census Block2052
Census Tract950400

Owner

Source: Mitchell County records · APN 0778-00-12-3996

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 293, LITTLE SWITZERLAND, NC 28749-0293
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jan 27, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 27, 2020 · Amount on Record
Deed SaleJan 27, 2020 · Amount on Record
Deed Doc Number2020142
Deed Book / Page610 / 315
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Recording DateJun 09, 2026
Property Address341 PINE TREE RD, SPRUCE PINE, NC 28777-0407
Document Number0000000973
Book / Page690 / 622
Instrument DateJun 03, 2026
Instrument2026973
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 PINE TREE RD, SPRUCE PINE, NC 28777-0407

Mortgage

Document Number0000000973,
DateJun 09, 2026
Book Page690/622
Instrument2026973
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 29, 2041
Interest
Rate5.72%
Max Rate-1%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJan 27, 2020
Property Address341 PINE TREE RD, SPRUCE PINE, NC 28777-0407
Document Number000610/315
Book / Page610 / 315
Instrument DateJan 22, 2020
Instrument2020000142
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

AmountAmount Recorded
Tax$80.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 98, LITTLE SWITZERLAND, NC 28749-0098

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 293, LITTLE SWITZERLAND, NC 28749-0293

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,648.00 (+451.17%)$257,500 (+440.97%) Land $59,600 Building $197,900
2023$299.00$47,600 Land $47,600$47,600 Land $47,600

Flood & Wildfire

341 Pine Tree Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 72nd in North Carolina
Wildfire LikelihoodModerate — about 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Tree Rd

Nearby Streets

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