Mitchell County property record for 264 Pine Tree Rd, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,632 sqft Living Area |
| Lot Size | 216,058 sqft (4.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $236,000 (2018) |
| Tax Bill | $2,412.00 (2025) |
| Primary APN | 0778-00-11-8831 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,632 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood Construction |
| Lot Area | 216,058 sqft (4.96 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 555781848 |
|---|---|
| Street Address | 264 PINE TREE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-0577 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALPINE VILLAGE LOT 31 |
| Legal Subdivision | ALPINE VILLAGE OF LITTLE SWITZERLAND |
| Legal Lot Number | 31 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2052 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0778-00-11-8831
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 264 PINE TREE RD, SPRUCE PINE, NC 28777-0577 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Dec 31, 2018 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2018 · Amount on Record |
| Deed Sale | Dec 31, 2018 · Amount on Record |
| Deed Doc Number | 20182198 |
| Deed Book / Page | 597 / 714 |
| Prior Transfer Date | Nov 18, 2011 |
| Prior Transfer Doc | 519/113 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 264 PINE TREE RD, SPRUCE PINE, NC 28777-0577 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 615/623 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 615/623 |
| Instrument | 2020001229 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FAYETTEVILLE, NC 28303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 31, 2018 |
| Property Address | 264 PINE TREE RD, SPRUCE PINE, NC 28777-0577 |
| Document Number | 597/714 |
| Book / Page | 597 / 714 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2018002198 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6311 COOL SHADE DR, FAYETTEVILLE, NC 28303-2178 |
| Document Number | 000597/719 |
|---|---|
| Date | Dec 31, 2018 |
| Book Page | 597/719 |
| Instrument | 2018002199 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,412.00 (+1.56%) | $377,000 (-) Land $69,600 Building $307,400 | |
| 2023 | $2,375.00 | $377,000 Land $69,600 Building $307,400 | $377,000 Land $69,600 Building $307,400 |
264 Pine Tree Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 49th percentile of exposed land nationally · 70th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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