341 Montclair Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 341 Montclair Ave, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,470 sqft · built 1925
Lot Size0.13 acres (5,675 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Oct 2023)
Tax Bill$2,285 (2025)
Deeds & MortgagesOct 2023 Sale
Flood ZoneZone X (minimal risk)
APN040-12-03-013.00

Property Details

APN / Parcel Number

Primary APN040-12-03-013.00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,470 sqft Finished Area
Gross Area1,801 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area5,675 sqft (0.13 acres)
Lot Dimensions129 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address341 MONTCLAIR AVE
CityLUDLOW
StateKY
Zip41016-1671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLEMMINGS LOTS 146-147 & PT 145 38FT N ALBERTA 43.96X129.10 IRREG
Legal SubdivisionFLEMMINGS
Legal Phase5
Legal Lot Number147,14
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3011
Census Tract63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6665 POWNER FARM DR, CINCINNATI, OH 45248-2971
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2023 · Amount on Record
Deed SaleOct 2, 2023 · Amount on Record
Prior SaleJun 19, 2009 · Amount on Record
Deed Document Number2023160
Deed Book / Page249 / 544
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 2, 2023
Property Address341 MONTCLAIR AVE, LUDLOW, KY 41016-1671
Document Number0005900160
Book / PageKC 249 / 544
Map ReferenceMB 120 PG 640
Instrument DateSep 28, 2023
Instrument23100205900160
Transaction TypeTransfer
Record UpdatedJan 5, 2024
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address375 DAYTON PIKE, DAYTON, KY 41074-1642

Transferred To (Grantee/Buyer)

NameVerified Name
Address6665 POWNER FARM DR, CINCINNATI, OH 45248-2971

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,000 (-) Land $15,000 Building $160,000$175,000 (-) Land $15,000 Building $160,000
2025$2,285.00 (+22.45%)$175,000 (+20.69%) Land $10,000 Building $165,000$175,000 (+20.69%) Land $10,000 Building $165,000
2023$1,866.00 (+0.86%)$145,000 (-) Land $10,000 Building $135,000$145,000 (-) Land $10,000 Building $135,000
2022$1,850.00$145,000 Land $10,000 Building $135,000$145,000 Land $10,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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