Kenton County property record for 334 Montclair Ave, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,206 sqft · built 1920 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Nov 2019) |
| Tax Bill | $2,610 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-14-03-005.00 |
| Primary APN | 040-14-03-005.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,206 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 334 MONTCLAIR AVE |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLEMMINGS LOTS 166-167 |
| Legal Subdivision | FLEMMINGS |
| Legal Lot Number | 166-167 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 63800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 334 MONTCLAIR AVE, LUDLOW, KY 41016-1672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Apr 13, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Nov 22, 2019 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Prior Sale | Nov 19, 2004 · Amount on Record |
| Deed Document Number | 201911 22 059 00088 |
| Deed Book / Page | 6807 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 334 MONTCLAIR AVE, LUDLOW, KY 41016-1672 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900096 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 178/166 |
| Instrument | 21030405900096 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 13, 2020 |
| Property Address | 334 MONTCLAIR ST, LUDLOW, KY 41016-1672 |
| Document Number | 0000000032 |
| Book / Page | 000016 / 000498 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 32 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 22, 2019 |
| Property Address | 334 MONTCLAIR ST, LUDLOW, KY 41016-1672 |
| Document Number | 0000000088 |
| Book / Page | 0C6807 / 000327 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 88 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 334 MONTCLAIR ST LUDLOW KY 410161672, LUDLOW, KY 41016-1672 |
| Document Number | 90 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 0C6807/000329 |
| Instrument | 90 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,900 (-) Land $15,000 Building $184,900 | $199,900 (-) Land $15,000 Building $184,900 | |
| 2025 | $2,610.00 (+1.48%) | $199,900 (-) Land $10,000 Building $189,900 | $199,900 (-) Land $10,000 Building $189,900 |
| 2023 | $2,572.00 | $199,900 Land $10,000 Building $189,900 | $199,900 Land $10,000 Building $189,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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