324 Lancaster St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 324 Lancaster St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,804 sqft · built 2002
Lot Size0.08 acres (3,500 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Oct 2002)
Tax Bill$15,606 (2025)
Deeds & MortgagesJul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN022-292-024

Property Details

APN / Parcel Number

Primary APN022-292-024

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,804 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
TerrainAbove Road/Slope
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address324 LANCASTER ST
CityCAMBRIA
StateCA
Zip93428-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES U 5 BL 67 LTS 7 & 8
Legal SubdivisionCAMBRIA PINES
Legal Block67
Legal Lot Number7,8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2048
Census Tract10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address324 LANCASTER ST, CAMBRIA, CA 93428-3248
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2002 · Amount on Record
Deed SaleOct 16, 2002 · Amount on Record
Prior SaleMar 13, 2001 · Amount on Record
Deed Document Number200287577
Last Transfer DateJul 7, 2021
Transfer Doc0000049137
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 14, 2021
Property Address324 LANCASTER ST, CAMBRIA, CA 93428-3248
Document Number0000049137
Map ReferenceMB 5 PG 2
Instrument DateJul 7, 2021
Instrument2021049137
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address324 LANCASTER ST, CAMBRIA, CA 93428-3248

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,477,282 (+2%) Land $738,641 Building $738,641
2025$15,606.00 (+4.06%) Homeowner's exemption$1,448,316 (+4.04%) Land $724,158 Building $724,158
2023$14,997.00 Homeowner's exemption$1,392,078 Land $696,039 Building $696,039

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1995–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2021 · tidal / storm surge
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Ranch Wifi, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lancaster St

Nearby Streets

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