Madison County property record for 319 High St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 2,428 sqft |
| Owner | Individual Name on File |
| Last Sale | $67,500 (Dec 1985) |
| Tax Bill | $1,234 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R006-0009-0035 |
| Primary APN | R006-0009-0035 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,428 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 68482 |
|---|---|
| Street Address | 319 HIGH ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10602 |
319 High St is owned and occupied by an individual who bought it in December 1985.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 HIGH ST, RICHMOND, KY 40475-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 1985 · Amount on File |
| Deed Sale | Dec 17, 1985 · Amount on File |
| Deed Document Number | 0000373712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 17, 2026 |
| Property Address | 319 HIGH ST, RICHMOND, KY 40475-1343 |
| Document Number | 0014376441 |
| Book / Page | 2501 / 478 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202614376441 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 319 HIGH ST, RICHMOND, KY 40475-1343 |
| Document Number | 0014376441, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 2501/478 |
| Instrument | 202614376441 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 319 High St was $1,234 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,234.00 Homeowner's exemption | $180,000 | $180,000 |
| 2023 | $1,150.00 (-13.4%) Homeowner's exemption | $165,000 (-6.78%) | $165,000 (-6.78%) |
| 2022 | $1,328.00 Homeowner's exemption | $177,000 | $177,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 High St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 319 High St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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