341 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 341 E Bay St, Charleston, SC 29401

Property Summary

Property Type	Commercial
Details	3,800 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$1,165,000 (Dec 2021)
Tax Bill	$22,222 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`458-01-02-007`

Property Details

APN / Parcel Number

Primary APN	`458-01-02-007`

Interior

Units	3 Units
Stories	1 Story
Building Area	3,800 sqft Building Perimeter
1st Floor Area	3,800 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 76 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	341 E BAY ST
City	CHARLESTON
State	SC
Zip	29401-1547
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DESCRIPTION -W EAST BAY 339 AND 341 AND STRIP SITE NAME -03-CHURCH PARSONAGE CEMETARIES LIBRARIES
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1015
Census Tract	5100

Owner

341 E Bay St, a commercial property, is owned by a company that bought it in December 2021.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	341 E BAY ST, CHARLESTON, SC 29401-1547
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Limited Warranty Deed, Transfer
May 3, 2021	Quit Claim Deed, Transfer Quitclaim
May 3, 2021	Limited Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Prior Transfer Date	Apr 28, 2021
Prior Transfer Doc	0009860704
Record Updated	Oct 29, 2026

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 30, 2021
Property Address	341 E BAY ST, CHARLESTON, SC 29401-3580
Document Number	0010640122
Book / Page	1064 / 122
Map Reference	MB AD PG 53
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Mar 24, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 E BAY ST, CHARLESTON, SC 29401-3580

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 3, 2021
Property Address	341 E BAY ST, CHARLESTON, SC 29401-3580
Document Number	0009860704
Book / Page	986 / 704
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 GALLOWS RD STE 700, 700, VIENNA, VA 22182-3994

May 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 3, 2021
Property Address	341 E BAY ST, CHARLESTON, SC 29401-3580
Document Number	0009860703
Book / Page	986 / 703
Map Reference	MB AD PG 53
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 GALLOWS RD STE 700, 700, VIENNA, VA 22182-3994

Mortgage

Document Number	0000986705
Date	May 3, 2021
Instrument	986/705

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 341 E Bay St was $22,222, up 12.1% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,222.00 (+12.1%)	$1,339,750 (+1,816.67%) Land $1,110,007 Building $229,743	$1,450,600 Land $1,220,857 Building $229,743
2024	$19,823.00	$69,900
2022	$18,458.00	$69,900	$1,165,000 Land $800,000 Building $365,000
2020			$1,165,000 Land $800,000 Building $365,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 341 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 341 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, Verizon.

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